NMBF (NMB Finl) Net Interest Income: $30.94 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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NMBF NMB Finl Corp NMBF
61 GF Score
Price $20.74
GF Value $14.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is NMB Finl Net Interest Income?

NMB Finl NMBF 61 Net Interest Income is $30.94 Mil as of Dec. 2025. GuruFocus rates NMBF with a GF Score™ of 61/100 and a GF Value™ of $14.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. NMB Finl's net interest income for the twelve months ended in Dec. 2025 was $30.94 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $30.94 Mil.

NMB Finl Net Interest Income Related Terms

NMB Finl Net Interest Income Historical Data

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The historical data trend for NMB Finl's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Finl Net Interest Income Chart

NMB Finl Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial 17.55 22.15 26.01 26.74 30.94

NMB Finl Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income Get a 7-Day Free Trial 17.55 22.15 26.01 26.74 30.94
NMBF
61GF Score
NMB Finl Corp NMBF
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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NMB Finl Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was $30.94 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $30.94 Mil mean?
NMB Finl (NMBF) has a Net Interest Income of $30.94 Mil as of Dec. 2025.
Is NMB Finl's Net Interest Income too high?
NMB Finl's current Net Interest Income is $30.94 Mil. Overall, NMB Finl has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's Net Interest Income compare to OXBC and BYLB?
NMB Finl's Net Interest Income of $30.94 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. NMB Finl's current Net Interest Income is $30.94 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.74, compared to a current price of $20.74 — trading 40.7% above its estimated fair value. The current Net Interest Income is $30.94 Mil. NMB Finl's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For NMB Finl (NMBF), the current Net Interest Income is $30.94 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Finl (NMBF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued. The current stock price of $20.74 is trading 40.7% above its estimated GF Value™ of $14.74. GuruFocus considers NMB Finl to be Significantly Overvalued.

Key valuation signals for NMBF:

  • Net Interest Income: $30.94 Mil
  • GF Value™: $14.74 vs. price of $20.74 (40.7% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Finl Business Description

Address 222 Bruce Reynolds Boulevard, Suite 400, Fort Lee, NJ, USA, 07024
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
61GF Score

Get the complete analysis for NMBF

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.74
Price
$14.74
GF Value