NMBF (NMB Finl) Tax Rate %: 28.57% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NMBF NMB Finl Corp NMBF
64 GF Score
Price $18.90
GF Value $14.65
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is NMB Finl Tax Rate %?

NMB Finl NMBF 64 Tax Rate % is 28.57% as of Dec. 2025. GuruFocus rates NMBF with a GF Score™ of 64/100 and a GF Value™ of $14.65 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. NMB Finl's Tax Expense for the six months ended in Dec. 2025 was $4.36 Mil. NMB Finl's Pre-Tax Income for the six months ended in Dec. 2025 was $15.27 Mil. Therefore, NMB Finl's Tax Rate % for the quarter that ended in Dec. 2025 was 28.57%.

NMB Finl Tax Rate % Related Terms

NMB Finl Tax Rate % Historical Data

* Premium members only.

The historical data trend for NMB Finl's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Finl Tax Rate % Chart

NMB Finl Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 32.54 23.91 31.25 27.65 28.57

NMB Finl Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial 32.54 23.91 31.25 27.65 28.57
NMBF
64GF Score
NMB Finl Corp NMBF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NMB Finl Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

NMB Finl's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=4.363/15.272
=28.57 %

NMB Finl's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=4.363/15.272
=28.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 28.57% mean?
NMB Finl (NMBF) has a Tax Rate % of 28.57% as of Dec. 2025.
Is NMB Finl's Tax Rate % too high?
NMB Finl's current Tax Rate % is 28.57%. Overall, NMB Finl has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's Tax Rate % compare to FABP and CYVF?
NMB Finl's Tax Rate % of 28.57% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. NMB Finl's current Tax Rate % is 28.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.65, compared to a current price of $18.90 — trading 29% above its estimated fair value. The current Tax Rate % is 28.57%. NMB Finl's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For NMB Finl (NMBF), the current Tax Rate % is 28.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Finl (NMBF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued. The current stock price of $18.90 is trading 29% above its estimated GF Value™ of $14.65. GuruFocus considers NMB Finl to be Modestly Overvalued.

Key valuation signals for NMBF:

  • Tax Rate %: 28.57%
  • GF Value™: $14.65 vs. price of $18.90 (29% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Finl Business Description

Address 222 Bruce Reynolds Boulevard, Suite 400, Fort Lee, NJ, USA, 07024
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
64GF Score

Get the complete analysis for NMBF

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.90
Price
$14.65
GF Value