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NMB FinlNMBF 64 OCF Yield % is 9.35 as of Jul. 15, 2026, which is 42% below its 10-year median of 16.06. GuruFocus rates NMBF with a GF Score™ of 64/100 and a GF Value™ of $14.65 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, NMB Finl ranks better than 50.53% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
NMB Finl OCF Yield % Related Terms
NMB Finl OCF Yield % Historical Data
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The historical data trend for NMB Finl's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NMB Finl's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Finl OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, NMB Finl's OCF Yield % distribution charts can be found below:
* The bar in red indicates where NMB Finl's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMB Finl (NMBF) has a OCF Yield % of 9.35 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NMB Finl and its competitors. This is 42% below median its historical median of 16.06. Over the past decade, NMB Finl's OCF Yield % has ranged from 2.58 to 423,232.97. According to the industry distribution chart, NMB Finl ranks #742 out of 1500 companies in the Banks industry, placing it in the top 49.5%.
Is NMB Finl's OCF Yield % too high?
NMB Finl's current OCF Yield % of 9.35 is 42% below median its 10-year median of 16.06. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 423,232.97. The Banks industry median OCF Yield % is 9.25. NMB Finl's value of 9.35 is 1.1% above this industry median. Based on the distribution chart, NMB Finl ranks #742 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, NMB Finl has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's OCF Yield % compare to FABP and CYVF?
According to the Banks industry distribution chart, NMB Finl ranks #742 out of 1500 companies for OCF Yield %. This puts NMB Finl in the upper half of its industry. The industry median OCF Yield % is 9.25. NMB Finl's value of 9.35 is 1.1% above this benchmark. Historically, NMB Finl's own OCF Yield % has ranged from 2.58 to 423,232.97 over the past decade. While the company's 10-year median is 16.06 vs. the industry median of 9.25, NMB Finl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMB Finl's current OCF Yield % of 9.35 is 1.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NMB Finl and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Finl's current OCF Yield % is 9.35, which is 42% below median its own 10-year median of 16.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.65, compared to a current price of $18.90 — trading 29% above its estimated fair value. The current OCF Yield % is 9.35, which is 42% below median its 10-year median of 16.06 and 1.1% above the Banks industry median of 9.25. NMB Finl's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For NMB Finl (NMBF), the current OCF Yield % is 9.35 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Finl (NMBF) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued.
The current stock price of $18.90 is trading 29% above its estimated GF Value™ of $14.65.
GuruFocus considers NMB Finl to be Modestly Overvalued.
Key valuation signals for NMBF:
OCF Yield %: 9.35 (42% below median its 10-year median of 16.06)
GF Value™: $14.65 vs. price of $18.90 (29% above fair value)
Industry Position: 1.1% above the Banks median (#742 of 1500)
No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
64GF Score
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