NMBF (NMB Finl) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NMBF NMB Finl Corp NMBF
64 GF Score
Price $18.90
GF Value $14.65
Valuation Modestly Overvalued
! 2 Warning Signs
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What is NMB Finl ROC (Joel Greenblatt) %?

NMB Finl NMBF 64 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates NMBF with a GF Score™ of 64/100 and a GF Value™ of $14.65 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, NMB Finl ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NMBF
64GF Score
NMB Finl Corp NMBF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
NMB Finl (NMBF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NMB Finl and its competitors. According to the industry distribution chart, NMB Finl ranks #999999 out of 46 companies in the Banks industry.
Is NMB Finl's ROC (Joel Greenblatt) % too high?
NMB Finl's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, NMB Finl ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NMB Finl has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's ROC (Joel Greenblatt) % compare to FABP and CYVF?
According to the Banks industry distribution chart, NMB Finl ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places NMB Finl in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NMB Finl and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Finl's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.65, compared to a current price of $18.90 — trading 29% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. NMB Finl's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For NMB Finl (NMBF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Finl (NMBF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued. The current stock price of $18.90 is trading 29% above its estimated GF Value™ of $14.65. GuruFocus considers NMB Finl to be Modestly Overvalued.

Key valuation signals for NMBF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $14.65 vs. price of $18.90 (29% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Finl Business Description

Address 222 Bruce Reynolds Boulevard, Suite 400, Fort Lee, NJ, USA, 07024
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
64GF Score

Get the complete analysis for NMBF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.90
Price
$14.65
GF Value