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NMB FinlNMBF 68 Earnings per Share (Diluted) is $1.72 as of Dec. 2025. GuruFocus rates NMBF with a GF Score™ of 68/100 and a GF Value™ of $14.68 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,412 Banks companies, NMB Finl ranks worse than 71.1% on this metric.
NMB Finl's EPS (Basic) for the
six
months ended in Dec. 2025 was $1.88.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.88.
NMB Finl's EPS without NRI for the
six
months ended in Dec. 2025 was $1.72.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.72.
During the past 12 months, NMB Finl's average EPS without NRIGrowth Rate was 25.50% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 0.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 11.80% per year.
During the past 8 years, NMB Finl's highest 3-Year average EPS without NRI Growth Rate was 34.50% per year. The lowest was -8.20% per year. And the median was 26.70% per year.
NMB Finl (OTCPK:NMBF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
NMB Finl Earnings per Share (Diluted) Related Terms
NMB Finl Earnings per Share (Diluted) Historical Data
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The historical data trend for NMB Finl's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMBF vs BYLB, OXBC, HARL: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, NMB Finl's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Finl PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, NMB Finl's PE Ratio distribution charts can be found below:
* The bar in red indicates where NMB Finl's PE Ratio falls into.
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
NMB Finl's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.72 mean?
NMB Finl (NMBF) has a Earnings per Share (Diluted) of $1.72 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on NMB Finl and its competitors. According to the industry distribution chart, NMB Finl ranks #1004 out of 1412 companies in the Banks industry, placing it in the top 71.1%.
Is NMB Finl's Earnings per Share (Diluted) too high?
NMB Finl's current Earnings per Share (Diluted) is $1.72. The Banks industry median Earnings per Share (Diluted) is 7.30. NMB Finl's value of $1.72 is 76.4% below this industry median. Based on the distribution chart, NMB Finl ranks #1004 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, NMB Finl has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's Earnings per Share (Diluted) compare to BYLB and OXBC?
According to the Banks industry distribution chart, NMB Finl ranks #1004 out of 1412 companies for Earnings per Share (Diluted). This places NMB Finl in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. NMB Finl's value of $1.72 is 76.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMB Finl's current Earnings per Share (Diluted) of $1.72 is 76.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on NMB Finl and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Finl's current Earnings per Share (Diluted) is $1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.68, compared to a current price of $20.74 — trading 41.3% above its estimated fair value. The current Earnings per Share (Diluted) is $1.72 and 76.4% below the Banks industry median of 7.30. NMB Finl's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For NMB Finl (NMBF), the current Earnings per Share (Diluted) is $1.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Finl (NMBF) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued.
The current stock price of $20.74 is trading 41.3% above its estimated GF Value™ of $14.68.
GuruFocus considers NMB Finl to be Significantly Overvalued.
Key valuation signals for NMBF:
Earnings per Share (Diluted): $1.72
GF Value™: $14.68 vs. price of $20.74 (41.3% above fair value)
Industry Position: 76.4% below the Banks median (#1004 of 1412)
No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
68GF Score
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