NMBF (NMB Finl) Net Loan: $787.95 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NMBF NMB Finl Corp NMBF
64 GF Score
Price $18.90
GF Value $14.65
Valuation Modestly Overvalued
! 2 Warning Signs
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What is NMB Finl Net Loan?

NMB Finl NMBF 64 Net Loan is $787.95 Mil as of Dec. 2025. GuruFocus rates NMBF with a GF Score™ of 64/100 and a GF Value™ of $14.65 (Modestly Overvalued). The stock has 2 warning signs investors should review.

NMB Finl's quarterly net loan increased from Dec. 2023 ($679.27 Mil) to Dec. 2024 ($772.49 Mil) and increased from Dec. 2024 ($772.49 Mil) to Dec. 2025 ($787.95 Mil).

NMB Finl's annual net loan increased from Dec. 2023 ($679.27 Mil) to Dec. 2024 ($772.49 Mil) and increased from Dec. 2024 ($772.49 Mil) to Dec. 2025 ($787.95 Mil).

NMB Finl Net Loan Historical Data

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The historical data trend for NMB Finl's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Finl Net Loan Chart

NMB Finl Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 355.55 646.10 679.27 772.49 787.95

NMB Finl Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 355.55 646.10 679.27 772.49 787.95
NMBF
64GF Score
NMB Finl Corp NMBF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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NMB Finl Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $787.95 Mil mean?
NMB Finl (NMBF) has a Net Loan of $787.95 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on NMB Finl and its competitors.
Is NMB Finl's Net Loan too high?
NMB Finl's current Net Loan is $787.95 Mil. Overall, NMB Finl has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's Net Loan compare to FABP and CYVF?
NMB Finl's Net Loan of $787.95 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on NMB Finl and its competitors. NMB Finl's current Net Loan is $787.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.65, compared to a current price of $18.90 — trading 29% above its estimated fair value. The current Net Loan is $787.95 Mil. NMB Finl's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For NMB Finl (NMBF), the current Net Loan is $787.95 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Finl (NMBF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued. The current stock price of $18.90 is trading 29% above its estimated GF Value™ of $14.65. GuruFocus considers NMB Finl to be Modestly Overvalued.

Key valuation signals for NMBF:

  • Net Loan: $787.95 Mil
  • GF Value™: $14.65 vs. price of $18.90 (29% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Finl Business Description

Address 222 Bruce Reynolds Boulevard, Suite 400, Fort Lee, NJ, USA, 07024
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
64GF Score

Get the complete analysis for NMBF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.90
Price
$14.65
GF Value