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Pretax income is the income that a company earns before paying income taxes. NMB Finl's pretax income for the
six
months ended in Dec. 2025 was $15.27 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $15.27 Mil.
NMB Finl's pretax margin was 45.73%.
During the past 8 years, NMB Finl's highest Pretax Margin was 50.70%. The lowest was 26.03%. And the median was 40.05%.
During the past 8 years, NMB Finl's highest Pretax Margin was 50.70%. The lowest was 26.03%. And the median was 40.05%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMB Finl Pre-Tax Income Related Terms
NMB Finl Pre-Tax Income Historical Data
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The historical data trend for NMB Finl's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMBF vs OXBC, BYLB, NWPP: Pre-Tax Income Comparison
For the Banks - Regional subindustry, NMB Finl's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Finl Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, NMB Finl's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where NMB Finl's Pre-Tax Income falls into.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was $15.27 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMB Finl (NMBF) has a Pre-Tax Income of $15.27 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on NMB Finl and its competitors.
Is NMB Finl's Pre-Tax Income too high?
NMB Finl's current Pre-Tax Income is $15.27 Mil. Overall, NMB Finl has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMB Finl's Pre-Tax Income compare to OXBC and BYLB?
NMB Finl's Pre-Tax Income of $15.27 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on NMB Finl and its competitors. NMB Finl's current Pre-Tax Income is $15.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Finl stock overvalued right now?
Based on GuruFocus' analysis, NMB Finl (NMBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.71, compared to a current price of $20.74 — trading 41% above its estimated fair value. The current Pre-Tax Income is $15.27 Mil. NMB Finl's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For NMB Finl (NMBF), the current Pre-Tax Income is $15.27 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Finl (NMBF) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Finl stock appears to be overvalued.
The current stock price of $20.74 is trading 41% above its estimated GF Value™ of $14.71.
GuruFocus considers NMB Finl to be Significantly Overvalued.
Key valuation signals for NMBF:
Pre-Tax Income: $15.27 Mil
GF Value™: $14.71 vs. price of $20.74 (41% above fair value)
No single metric tells the full story. See the NMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Finl Corp is a bank holding company of New Millennium Bank. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers at its New Brunswick and Somerset New Jersey locations. In addition, it also offers various other online banking services.
64GF Score
Get the complete analysis for NMBF
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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