The historical rank and industry rank for Red River Bancshares's Net Margin % or its related term are showing as below:
FRA:7RR'
s Net Margin % Range Over the Past 10 Years
Min: 22.02 Med: 31.64 Max: 35.25
Current: 34.84
FRA:7RR's Net Margin % is ranked better than 74.79% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:7RR: 34.84
Red River Bancshares (FRA:7RR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Red River Bancshares Net Margin % Related Terms
Red River Bancshares Net Margin % Historical Data
* Premium members only.
The historical data trend for Red River Bancshares's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7RR vs PFIS, NFBK, NPB: Net Margin % Comparison
For the Banks - Regional subindustry, Red River Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's Net Margin % distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Red River Bancshares (FRA:7RR) has a Net Margin % of 36.46% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Red River Bancshares and its competitors. This is 15% above median its historical median of 31.64. Over the past decade, Red River Bancshares' Net Margin % has ranged from 22.02 to 35.25. According to the industry distribution chart, Red River Bancshares ranks #385 out of 1527 companies in the Banks industry, placing it in the top 25.2%.
Is Red River Bancshares' Net Margin % too high?
Red River Bancshares' current Net Margin % of 36.46% is 15% above median its 10-year median of 31.64. Over the past 10 years, this metric has ranged from a low of 22.02 to a high of 35.25. The Banks industry median Net Margin % is 26.95. Red River Bancshares' value of 36.46% is 35.3% above this industry median. Based on the distribution chart, Red River Bancshares ranks #385 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Red River Bancshares has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' Net Margin % compare to PFIS and NFBK?
According to the Banks industry distribution chart, Red River Bancshares ranks #385 out of 1527 companies for Net Margin %. This puts Red River Bancshares in the upper half of its industry. The industry median Net Margin % is 26.95. Red River Bancshares' value of 36.46% is 35.3% above this benchmark. Historically, Red River Bancshares' own Net Margin % has ranged from 22.02 to 35.25 over the past decade. While the company's 10-year median is 31.64 vs. the industry median of 26.95, Red River Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current Net Margin % of 36.46% is 35.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current Net Margin % is 36.46%, which is 15% above median its own 10-year median of 31.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current Net Margin % of 36.46%. The stock's GF Value™ is €58.96, compared to a current price of €78.50 — trading 33.1% above its estimated fair value. The current Net Margin % is 36.46%, which is 15% above median its 10-year median of 31.64 and 35.3% above the Banks industry median of 26.95. Red River Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current Net Margin % is 36.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €78.50 is trading 33.1% above its estimated GF Value™ of €58.96.
Key valuation signals for FRA:7RR:
Net Margin %: 36.46% (15% above median its 10-year median of 31.64)
GF Value™: €58.96 vs. price of €78.50 (33.1% above fair value)
Industry Position: 35.3% above the Banks median (#385 of 1527)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
68GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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