Red River Bancshares (FRA:7RR) Dividend Payout Ratio: 0.14 (As of Mar. 2026) — 133% Above Median


FRA:7RR Red River Bancshares Inc FRA:7RR
68 GF Score
Price €82.50
GF Value €59.86
! 5 Warning Signs
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What is Red River Bancshares Dividend Payout Ratio?

Red River Bancshares FRA:7RR +3.77% 68 Dividend Payout Ratio is 0.14 as of Mar. 2026, which is 133% above its 10-year median of 0.06. GuruFocus rates FRA:7RR with a GF Score™ of 68/100 and a GF Value™ of €59.86. The stock has 5 warning signs investors should review. Among 1,169 Banks companies, Red River Bancshares ranks better than 94.18% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Red River Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.14.

The historical rank and industry rank for Red River Bancshares's Dividend Payout Ratio or its related term are showing as below:

FRA:7RR' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.06   Max: 0.1
Current: 0.1

During the past 9 years, the highest Dividend Payout Ratio of Red River Bancshares was 0.10. The lowest was 0.06. And the median was 0.06.

FRA:7RR's Dividend Payout Ratio is ranked better than
94.18% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs FRA:7RR: 0.10

As of today (2026-07-03), the Dividend Yield % of Red River Bancshares is 0.84%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Red River Bancshares was 0.87%. The lowest was 0.13%. And the median was 0.58%.

Red River Bancshares's Dividends per Share for the months ended in Mar. 2026 was €0.22.

During the past 12 months, Red River Bancshares's average Dividends Per Share Growth Rate was 71.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 24.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 15.20% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Red River Bancshares was 24.50% per year. The lowest was 8.70% per year. And the median was 10.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Red River Bancshares (FRA:7RR) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Red River Bancshares Dividend Payout Ratio Related Terms

Red River Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Red River Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Red River Bancshares Dividend Payout Ratio Chart

Red River Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.06 0.06 0.05 0.07 0.09

Red River Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.09 0.09 0.14

FRA:7RR vs UNTY, CIVB, ACNB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Red River Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Red River Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Red River Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Red River Bancshares's Dividend Payout Ratio falls into.


FRA:7RR
68GF Score
Red River Bancshares Inc FRA:7RR
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Red River Bancshares Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Red River Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.461/ 5.449
=0.08

Red River Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.216/ 1.566
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.14 mean?
Red River Bancshares (FRA:7RR) has a Dividend Payout Ratio of 0.14 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Red River Bancshares and its competitors. This is 133% above median its historical median of 0.06. Over the past decade, Red River Bancshares' Dividend Payout Ratio has ranged from 0.06 to 0.10. According to the industry distribution chart, Red River Bancshares ranks #68 out of 1169 companies in the Banks industry, placing it in the top 5.8%.
Is Red River Bancshares' Dividend Payout Ratio too high?
Red River Bancshares' current Dividend Payout Ratio of 0.14 is 133% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Banks industry median Dividend Payout Ratio is 0.32. Red River Bancshares' value of 0.14 is 56.3% below this industry median. Based on the distribution chart, Red River Bancshares ranks #68 out of 1169 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Red River Bancshares has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' Dividend Payout Ratio compare to UNTY and CIVB?
According to the Banks industry distribution chart, Red River Bancshares ranks #68 out of 1169 companies for Dividend Payout Ratio. This places Red River Bancshares in the top 6% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Red River Bancshares' value of 0.14 is 56.3% below this benchmark. Historically, Red River Bancshares' own Dividend Payout Ratio has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.32, Red River Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current Dividend Payout Ratio of 0.14 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current Dividend Payout Ratio is 0.14, which is 133% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current Dividend Payout Ratio of 0.14. The stock's GF Value™ is €59.86, compared to a current price of €82.50 — trading 37.8% above its estimated fair value. The current Dividend Payout Ratio is 0.14, which is 133% above median its 10-year median of 0.06 and 56.3% below the Banks industry median of 0.32. Red River Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current Dividend Payout Ratio is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Red River Bancshares (FRA:7RR) Overvalued in 2026?

Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued. The current stock price of €82.50 is trading 37.8% above its estimated GF Value™ of €59.86.

Key valuation signals for FRA:7RR:

  • Dividend Payout Ratio: 0.14 (133% above median its 10-year median of 0.06)
  • GF Value™: €59.86 vs. price of €82.50 (37.8% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 56.3% below the Banks median (#68 of 1169)

No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Red River Bancshares Business Description

Other Exchanges RRBI:USA
Address 1412 Centre Court Drive, Suite 501, Alexandria, LA, USA, 71301
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
68GF Score

Get the complete analysis for FRA:7RR

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€82.50
Price
€59.86
GF Value