Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Red River Bancshares Inc stock PB Ratio (=1.76) is close to 10-year high of 1.81.
The historical rank and industry rank for Red River Bancshares's PB Ratio or its related term are showing as below:
FRA:7RR'
s PB Ratio Range Over the Past 10 Years
Min: 0.91 Med: 1.28 Max: 1.81
Current: 1.76
During the past 9 years, Red River Bancshares's highest PB Ratio was 1.81. The lowest was 0.91. And the median was 1.28.
FRA:7RR's PB Ratio is ranked worse than 84.05% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs FRA:7RR: 1.76
During the past 12 months, Red River Bancshares's average Book Value Per Share Growth Rate was 15.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.80% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Red River Bancshares was 16.40% per year. The lowest was 2.40% per year. And the median was 9.40% per year.
Back to Basics: PB Ratio
Red River Bancshares (FRA:7RR) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Red River Bancshares PB Ratio Related Terms
Red River Bancshares PB Ratio Historical Data
* Premium members only.
The historical data trend for Red River Bancshares's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Red River Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Red River Bancshares (FRA:7RR) has a PB Ratio of 1.72 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Red River Bancshares and its competitors. This is 34% above median its historical median of 1.28. Over the past decade, Red River Bancshares' PB Ratio has ranged from 0.91 to 1.81. According to the industry distribution chart, Red River Bancshares ranks #1275 out of 1517 companies in the Banks industry, placing it in the top 84%.
Is Red River Bancshares' PB Ratio too high?
Red River Bancshares' current PB Ratio of 1.72 is 34% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.81. The Banks industry median PB Ratio is 1.12. Red River Bancshares' value of 1.72 is 53.6% above this industry median. Based on the distribution chart, Red River Bancshares ranks #1275 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Red River Bancshares has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' PB Ratio compare to UNTY and CIVB?
According to the Banks industry distribution chart, Red River Bancshares ranks #1275 out of 1517 companies for PB Ratio. This places Red River Bancshares in the lower half of its industry. The industry median PB Ratio is 1.12. Red River Bancshares' value of 1.72 is 53.6% above this benchmark. Historically, Red River Bancshares' own PB Ratio has ranged from 0.91 to 1.81 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.12, Red River Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current PB Ratio of 1.72 is 53.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current PB Ratio is 1.72, which is 34% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current PB Ratio of 1.72. The stock's GF Value™ is €56.96, compared to a current price of €84.50 — trading 48.3% above its estimated fair value. The current PB Ratio is 1.72, which is 34% above median its 10-year median of 1.28 and 53.6% above the Banks industry median of 1.12. Red River Bancshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current PB Ratio is 1.72 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €84.50 is trading 48.3% above its estimated GF Value™ of €56.96.
Key valuation signals for FRA:7RR:
PB Ratio: 1.72 (34% above median its 10-year median of 1.28)
GF Value™: €56.96 vs. price of €84.50 (48.3% above fair value)
Industry Position: 53.6% above the Banks median (#1275 of 1517)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
65GF Score
Get the complete analysis for FRA:7RR
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:7RR has been successfully added to your 
