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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Red River Bancshares's 3-Year RORE % for the quarter that ended in Mar. 2026 was 10.16%.
The industry rank for Red River Bancshares's 3-Year RORE % or its related term are showing as below:
FRA:7RR's 3-Year RORE % is ranked better than 55.74% of 1471
companies
in the Banks industry
Industry Median: 9.89
vs FRA:7RR: 10.16
Red River Bancshares (FRA:7RR) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Red River Bancshares 3-Year RORE % Related Terms
Red River Bancshares 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Red River Bancshares's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7RR vs UNTY, CIVB, ACNB: 3-Year RORE % Comparison
For the Banks - Regional subindustry, Red River Bancshares's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Red River Bancshares (FRA:7RR) has a 3-Year RORE % of 10.16 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Red River Bancshares and its competitors. According to the industry distribution chart, Red River Bancshares ranks #651 out of 1471 companies in the Banks industry, placing it in the top 44.3%.
Is Red River Bancshares' 3-Year RORE % too high?
Red River Bancshares' current 3-Year RORE % is 10.16. The Banks industry median 3-Year RORE % is 9.89. Red River Bancshares' value of 10.16 is 2.7% above this industry median. Based on the distribution chart, Red River Bancshares ranks #651 out of 1471 companies in the Banks industry, which is above the industry midpoint. Overall, Red River Bancshares has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' 3-Year RORE % compare to UNTY and CIVB?
According to the Banks industry distribution chart, Red River Bancshares ranks #651 out of 1471 companies for 3-Year RORE %. This puts Red River Bancshares in the upper half of its industry. The industry median 3-Year RORE % is 9.89. Red River Bancshares' value of 10.16 is 2.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.89, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current 3-Year RORE % of 10.16 is 2.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median 3-Year RORE % is 9.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current 3-Year RORE % is 10.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current 3-Year RORE % of 10.16. The stock's GF Value™ is €56.96, compared to a current price of €84.50 — trading 48.3% above its estimated fair value. The current 3-Year RORE % is 10.16 and 2.7% above the Banks industry median of 9.89. Red River Bancshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current 3-Year RORE % is 10.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €84.50 is trading 48.3% above its estimated GF Value™ of €56.96.
Key valuation signals for FRA:7RR:
3-Year RORE %: 10.16
GF Value™: €56.96 vs. price of €84.50 (48.3% above fair value)
Industry Position: 2.7% above the Banks median (#651 of 1471)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
65GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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