Red River BancsharesFRA:7RR 68 Pretax Margin % is 45.49% as of Mar. 2026, which is 17% above its 10-year median of 38.94. GuruFocus rates FRA:7RR with a GF Score™ of 68/100 and a GF Value™ of €60.45. The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Red River Bancshares ranks better than 70.81% on this metric.
The historical rank and industry rank for Red River Bancshares's Pretax Margin % or its related term are showing as below:
FRA:7RR'
s Pretax Margin % Range Over the Past 10 Years
Min: 35.48 Med: 38.94 Max: 43.34
Current: 43.34
FRA:7RR's Pretax Margin % is ranked better than 70.81% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FRA:7RR: 43.34
Red River Bancshares (FRA:7RR) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Red River Bancshares Pretax Margin % Related Terms
Red River Bancshares Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Red River Bancshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7RR vs UNTY, CIVB, ACNB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Red River Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Red River Bancshares (FRA:7RR) has a Pretax Margin % of 45.49% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Red River Bancshares and its competitors. This is 17% above median its historical median of 38.94. Over the past decade, Red River Bancshares' Pretax Margin % has ranged from 35.48 to 43.34. According to the industry distribution chart, Red River Bancshares ranks #446 out of 1528 companies in the Banks industry, placing it in the top 29.2%.
Is Red River Bancshares' Pretax Margin % too high?
Red River Bancshares' current Pretax Margin % of 45.49% is 17% above median its 10-year median of 38.94. Over the past 10 years, this metric has ranged from a low of 35.48 to a high of 43.34. The Banks industry median Pretax Margin % is 34.72. Red River Bancshares' value of 45.49% is 31% above this industry median. Based on the distribution chart, Red River Bancshares ranks #446 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Red River Bancshares has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' Pretax Margin % compare to UNTY and CIVB?
According to the Banks industry distribution chart, Red River Bancshares ranks #446 out of 1528 companies for Pretax Margin %. This puts Red River Bancshares in the upper half of its industry. The industry median Pretax Margin % is 34.72. Red River Bancshares' value of 45.49% is 31% above this benchmark. Historically, Red River Bancshares' own Pretax Margin % has ranged from 35.48 to 43.34 over the past decade. While the company's 10-year median is 38.94 vs. the industry median of 34.72, Red River Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current Pretax Margin % of 45.49% is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current Pretax Margin % is 45.49%, which is 17% above median its own 10-year median of 38.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current Pretax Margin % of 45.49%. The stock's GF Value™ is €60.45, compared to a current price of €80.00 — trading 32.3% above its estimated fair value. The current Pretax Margin % is 45.49%, which is 17% above median its 10-year median of 38.94 and 31% above the Banks industry median of 34.72. Red River Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current Pretax Margin % is 45.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €80.00 is trading 32.3% above its estimated GF Value™ of €60.45.
Key valuation signals for FRA:7RR:
Pretax Margin %: 45.49% (17% above median its 10-year median of 38.94)
GF Value™: €60.45 vs. price of €80.00 (32.3% above fair value)
Industry Position: 31% above the Banks median (#446 of 1528)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
68GF Score
Get the complete analysis for FRA:7RR
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:7RR has been successfully added to your 
