Red River Bancshares (FRA:7RR) OCF Margin %: 51.54% (As of Mar. 2026) — 44% Above Median


FRA:7RR Red River Bancshares Inc FRA:7RR
68 GF Score
Price €78.50
GF Value €58.96
! 5 Warning Signs
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What is Red River Bancshares OCF Margin %?

Red River Bancshares FRA:7RR -1.88% 68 OCF Margin % is 51.54% as of Mar. 2026, which is 44% above its 10-year median of 35.68. GuruFocus rates FRA:7RR with a GF Score™ of 68/100 and a GF Value™ of €58.96. The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Red River Bancshares ranks better than 62.69% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Red River Bancshares's Cash Flow from Operations for the three months ended in Mar. 2026 was €14.6 Mil. Red River Bancshares's Revenue for the three months ended in Mar. 2026 was €28.4 Mil. Therefore, Red River Bancshares's OCF Margin % for the quarter that ended in Mar. 2026 was 51.54%.

As of today, Red River Bancshares's current OCF Yield % is 7.92%.

The historical rank and industry rank for Red River Bancshares's OCF Margin % or its related term are showing as below:

FRA:7RR' s OCF Margin % Range Over the Past 10 Years
Min: 14.05   Med: 35.68   Max: 65.4
Current: 37.47


During the past 9 years, the highest OCF Margin % of Red River Bancshares was 65.40%. The lowest was 14.05%. And the median was 35.68%.

FRA:7RR's OCF Margin % is ranked better than
62.69% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FRA:7RR: 37.47


Red River Bancshares OCF Margin % Related Terms


Red River Bancshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Red River Bancshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Red River Bancshares OCF Margin % Chart

Red River Bancshares Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only 65.40 43.80 37.64 35.17 36.01

Red River Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.66 12.59 52.26 32.21 51.54

FRA:7RR vs PFIS, NFBK, NPB: OCF Margin % Comparison

For the Banks - Regional subindustry, Red River Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Red River Bancshares OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Red River Bancshares's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Red River Bancshares's OCF Margin % falls into.


FRA:7RR
68GF Score
Red River Bancshares Inc FRA:7RR
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Red River Bancshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Red River Bancshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=38.251/106.229
=36.01 %

Red River Bancshares's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=14.638/28.401
=51.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 51.54% mean?
Red River Bancshares (FRA:7RR) has a OCF Margin % of 51.54% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Red River Bancshares and its competitors. This is 44% above median its historical median of 35.68. Over the past decade, Red River Bancshares' OCF Margin % has ranged from 14.05 to 65.40. According to the industry distribution chart, Red River Bancshares ranks #560 out of 1501 companies in the Banks industry, placing it in the top 37.3%.
Is Red River Bancshares' OCF Margin % too high?
Red River Bancshares' current OCF Margin % of 51.54% is 44% above median its 10-year median of 35.68. Over the past 10 years, this metric has ranged from a low of 14.05 to a high of 65.40. The Banks industry median OCF Margin % is 29.44. Red River Bancshares' value of 51.54% is 75.1% above this industry median. Based on the distribution chart, Red River Bancshares ranks #560 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Red River Bancshares has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' OCF Margin % compare to PFIS and NFBK?
According to the Banks industry distribution chart, Red River Bancshares ranks #560 out of 1501 companies for OCF Margin %. This puts Red River Bancshares in the upper half of its industry. The industry median OCF Margin % is 29.44. Red River Bancshares' value of 51.54% is 75.1% above this benchmark. Historically, Red River Bancshares' own OCF Margin % has ranged from 14.05 to 65.40 over the past decade. While the company's 10-year median is 35.68 vs. the industry median of 29.44, Red River Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current OCF Margin % of 51.54% is 75.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current OCF Margin % is 51.54%, which is 44% above median its own 10-year median of 35.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current OCF Margin % of 51.54%. The stock's GF Value™ is €58.96, compared to a current price of €78.50 — trading 33.1% above its estimated fair value. The current OCF Margin % is 51.54%, which is 44% above median its 10-year median of 35.68 and 75.1% above the Banks industry median of 29.44. Red River Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current OCF Margin % is 51.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Red River Bancshares (FRA:7RR) Overvalued in 2026?

Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued. The current stock price of €78.50 is trading 33.1% above its estimated GF Value™ of €58.96.

Key valuation signals for FRA:7RR:

  • OCF Margin %: 51.54% (44% above median its 10-year median of 35.68)
  • GF Value™: €58.96 vs. price of €78.50 (33.1% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 75.1% above the Banks median (#560 of 1501)

No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Red River Bancshares Business Description

Other Exchanges RRBI:USA
Address 1412 Centre Court Drive, Suite 501, Alexandria, LA, USA, 71301
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
68GF Score

Get the complete analysis for FRA:7RR

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€78.50
Price
€58.96
GF Value