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Red River BancsharesFRA:7RR +0.60%63 5-Year Yield-on-Cost % is 1.66 as of Jul. 27, 2026, which is 41% above its 10-year median of 1.18. GuruFocus rates FRA:7RR with a GF Score™ of 63/100 and a GF Value™ of €57.25. The stock has 5 warning signs investors should review. Among 1,252 Banks companies, Red River Bancshares ranks worse than 86.42% on this metric.
Red River Bancshares's yield on cost for the quarter that ended in Mar. 2026 was 1.66.
The historical rank and industry rank for Red River Bancshares's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:7RR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.26 Med: 1.18 Max: 1.66
Current: 1.66
During the past 9 years, Red River Bancshares's highest Yield on Cost was 1.66. The lowest was 0.26. And the median was 1.18.
FRA:7RR's 5-Year Yield-on-Cost % is ranked worse than 86.42% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs FRA:7RR: 1.66
Red River Bancshares (FRA:7RR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Red River Bancshares 5-Year Yield-on-Cost % Related Terms
FRA:7RR vs BHB, AROW, ALPIB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Red River Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's 5-Year Yield-on-Cost % falls into.
Red River Bancshares 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Red River Bancshares (FRA:7RR) has a 5-Year Yield-on-Cost % of 1.66 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Red River Bancshares and its competitors. This is 41% above median its historical median of 1.18. Over the past decade, Red River Bancshares' 5-Year Yield-on-Cost % has ranged from 0.26 to 1.66. According to the industry distribution chart, Red River Bancshares ranks #1082 out of 1252 companies in the Banks industry, placing it in the top 86.4%.
Is Red River Bancshares' 5-Year Yield-on-Cost % too high?
Red River Bancshares' current 5-Year Yield-on-Cost % of 1.66 is 41% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.66. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Red River Bancshares' value of 1.66 is 57.2% below this industry median. Based on the distribution chart, Red River Bancshares ranks #1082 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Red River Bancshares has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' 5-Year Yield-on-Cost % compare to BHB and AROW?
According to the Banks industry distribution chart, Red River Bancshares ranks #1082 out of 1252 companies for 5-Year Yield-on-Cost %. This places Red River Bancshares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Red River Bancshares' value of 1.66 is 57.2% below this benchmark. Historically, Red River Bancshares' own 5-Year Yield-on-Cost % has ranged from 0.26 to 1.66 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 3.88, Red River Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Red River Bancshares's current 5-Year Yield-on-Cost % of 1.66 is 57.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current 5-Year Yield-on-Cost % is 1.66, which is 41% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current 5-Year Yield-on-Cost % of 1.66. The stock's GF Value™ is €57.25, compared to a current price of €84.50 — trading 47.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.66, which is 41% above median its 10-year median of 1.18 and 57.2% below the Banks industry median of 3.88. Red River Bancshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current 5-Year Yield-on-Cost % is 1.66 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €84.50 is trading 47.6% above its estimated GF Value™ of €57.25.
Key valuation signals for FRA:7RR:
5-Year Yield-on-Cost %: 1.66 (41% above median its 10-year median of 1.18)
GF Value™: €57.25 vs. price of €84.50 (47.6% above fair value)
Industry Position: 57.2% below the Banks median (#1082 of 1252)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
63GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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