Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Red River BancsharesFRA:7RR +0.60%63 Peter Lynch Fair Value is €43.54 as of Jul. 27, 2026, which is 100% below its 10-year median of 1.75. GuruFocus rates FRA:7RR with a GF Score™ of 63/100 and a GF Value™ of €57.25. The stock has 5 warning signs investors should review. Among 874 Banks companies, Red River Bancshares ranks worse than 75.86% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Red River Bancshares's PEG is 1. Red River Bancshares's 5-Year TTM Book Value Growth Rate is 7.99.
Red River Bancshares's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €5.45. Therefore, the Peter Lynch Fair Value for today is €43.54.
The historical rank and industry rank for Red River Bancshares's Peter Lynch Fair Value or its related term are showing as below:
FRA:7RR'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.55 Med: 1.75 Max: 2.11
Current: 1.78
During the past 9 years, the highest Price to Peter Lynch Fair Value Ratio of Red River Bancshares was 2.11. The lowest was 1.55. And the median was 1.75.
FRA:7RR's Price-to-Peter-Lynch-Fair-Value is ranked worse than 75.86% of 874
companies
in the Banks industry
Industry Median: 1.12
vs FRA:7RR: 1.78
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Red River Bancshares (FRA:7RR) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.99 instead of 15 in this case.
Red River Bancshares's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
84.50
/
43.54
=
1.94
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Red River Bancshares Peter Lynch Fair Value Related Terms
Red River Bancshares Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Red River Bancshares's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7RR vs BHB, AROW, ALPIB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Red River Bancshares's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Red River Bancshares Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Red River Bancshares's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Red River Bancshares's Price-to-Peter-Lynch-Fair-Value falls into.
Red River Bancshares's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was €5.45.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of €43.54 mean?
Red River Bancshares (FRA:7RR) has a Peter Lynch Fair Value of €43.54 as of Jul. 27, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Red River Bancshares and its competitors. This is 2388% above median its historical median of 1.75. Over the past decade, Red River Bancshares' Peter Lynch Fair Value has ranged from 1.55 to 2.11. According to the industry distribution chart, Red River Bancshares ranks #663 out of 874 companies in the Banks industry, placing it in the top 75.9%.
Is Red River Bancshares' Peter Lynch Fair Value too high?
Red River Bancshares' current Peter Lynch Fair Value of €43.54 is 2388% above median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 2.11. Based on the distribution chart, Red River Bancshares ranks #663 out of 874 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Red River Bancshares has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Red River Bancshares' Peter Lynch Fair Value compare to BHB and AROW?
According to the Banks industry distribution chart, Red River Bancshares ranks #663 out of 874 companies for Peter Lynch Fair Value. This places Red River Bancshares in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Red River Bancshares' own Peter Lynch Fair Value has ranged from 1.55 to 2.11 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Red River Bancshares and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Red River Bancshares's current Peter Lynch Fair Value is €43.54, which is 2388% above median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Red River Bancshares stock overvalued right now?
Red River Bancshares (FRA:7RR) has a current Peter Lynch Fair Value of €43.54. The stock's GF Value™ is €57.25, compared to a current price of €84.50 — trading 47.6% above its estimated fair value. The current Peter Lynch Fair Value is €43.54, which is 2388% above median its 10-year median of 1.75. Red River Bancshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Red River Bancshares (FRA:7RR), the current Peter Lynch Fair Value is €43.54 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Red River Bancshares (FRA:7RR) Overvalued in 2026?
Based on GuruFocus' analysis, Red River Bancshares stock appears to be overvalued.
The current stock price of €84.50 is trading 47.6% above its estimated GF Value™ of €57.25.
Key valuation signals for FRA:7RR:
Peter Lynch Fair Value: €43.54 (2388% above median its 10-year median of 1.75)
GF Value™: €57.25 vs. price of €84.50 (47.6% above fair value)
No single metric tells the full story. See the FRA:7RR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Red River Bancshares Inc is the bank holding company for the red river bank. The principal business of the Bank is lending and accepting deposits from businesses, professionals, individuals, and public entities. The bank's primary deposit products are demand deposits, savings deposits, and time deposits. The bank maintains a diversified loan portfolio with a focus on commercial real estate (Owner Occupied and Non-Owner Occupied), one-to-four-family residential, commercial, and industrial loans, construction and development Loans, and others. also, provides Treasury Management Services, Private Banking Services, Brokerage Services, and Other Banking Services.
63GF Score
Get the complete analysis for FRA:7RR
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:7RR has been successfully added to your 
