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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Investors Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Investors Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Community Investors Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Community Investors Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Investors Bancorp (CIBN) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Community Investors Bancorp and its competitors. Over the past decade, Community Investors Bancorp's OCF Margin % has ranged from 2.03 to 31.71. According to the industry distribution chart, Community Investors Bancorp ranks #698 out of 1498 companies in the Banks industry, placing it in the top 46.6%.
Is Community Investors Bancorp's OCF Margin % too high?
Community Investors Bancorp's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 31.71. Based on the distribution chart, Community Investors Bancorp ranks #698 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Community Investors Bancorp has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's OCF Margin % compare to GOVB and MKIN?
According to the Banks industry distribution chart, Community Investors Bancorp ranks #698 out of 1498 companies for OCF Margin %. This puts Community Investors Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.53. Historically, Community Investors Bancorp's own OCF Margin % has ranged from 2.03 to 31.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Community Investors Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Investors Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.61, compared to a current price of $27.30 — trading 26.3% above its estimated fair value. The current OCF Margin % is 0.00%. Community Investors Bancorp's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Investors Bancorp (CIBN) Overvalued in 2026?
Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued.
The current stock price of $27.30 is trading 26.3% above its estimated GF Value™ of $21.61.
GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.
Key valuation signals for CIBN:
OCF Margin %: 0.00%
GF Value™: $21.61 vs. price of $27.30 (26.3% above fair value)
No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
50GF Score
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