CIBN (Community Investors Bancorp) OCF Margin %: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIBN Community Investors Bancorp Inc CIBN
49 GF Score
Price $28.15
GF Value $23.11
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Community Investors Bancorp OCF Margin %?

Community Investors Bancorp CIBN 49 OCF Margin % is 0.00% as of Jun. 2026. GuruFocus rates CIBN with a GF Score™ of 49/100 and a GF Value™ of $23.11 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,489 Banks companies, Community Investors Bancorp ranks worse than 67159.1% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Community Investors Bancorp's Cash Flow from Operations for the three months ended in Jun. 2026 was $0.00 Mil. Community Investors Bancorp's Revenue for the three months ended in Jun. 2026 was $3.81 Mil. Therefore, Community Investors Bancorp's OCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.

As of today, Community Investors Bancorp's current OCF Yield % is 0.00%.

The historical rank and industry rank for Community Investors Bancorp's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Community Investors Bancorp was 31.71%. The lowest was 2.03%. And the median was 12.96%.

CIBN's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 30.79
* Ranked among companies with meaningful OCF Margin % only.

Community Investors Bancorp OCF Margin % Related Terms

Community Investors Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for Community Investors Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Investors Bancorp OCF Margin % Chart

Community Investors Bancorp Annual Data
Trend Jun02 Jun03 Jun04 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.80 12.96 5.94 31.71 0.00

Community Investors Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CIBN
49GF Score
Community Investors Bancorp Inc CIBN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Investors Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Community Investors Bancorp's OCF Margin for the fiscal year that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2026 )/Revenue (A: Jun. 2026 )
=0/14.183
=0.00 %

Community Investors Bancorp's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0/3.811
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Community Investors Bancorp (CIBN) has a OCF Margin % of 0.00% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Community Investors Bancorp and its competitors. Over the past decade, Community Investors Bancorp's OCF Margin % has ranged from 2.03 to 31.71. According to the industry distribution chart, Community Investors Bancorp ranks #999999 out of 1489 companies in the Banks industry.
Is Community Investors Bancorp's OCF Margin % too high?
Community Investors Bancorp's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 31.71. Based on the distribution chart, Community Investors Bancorp ranks #999999 out of 1489 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community Investors Bancorp has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's OCF Margin % compare to TVLF and MKIN?
According to the Banks industry distribution chart, Community Investors Bancorp ranks #999999 out of 1489 companies for OCF Margin %. This places Community Investors Bancorp in the lower half of its industry. The industry median OCF Margin % is 30.79. Historically, Community Investors Bancorp's own OCF Margin % has ranged from 2.03 to 31.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.79, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Community Investors Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 30.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Investors Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.11, compared to a current price of $28.15 — trading 21.8% above its estimated fair value. The current OCF Margin % is 0.00%. Community Investors Bancorp's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current OCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Investors Bancorp (CIBN) Overvalued in 2026?

Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued. The current stock price of $28.15 is trading 21.8% above its estimated GF Value™ of $23.11. GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.

Key valuation signals for CIBN:

  • OCF Margin %: 0.00%
  • GF Value™: $23.11 vs. price of $28.15 (21.8% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Investors Bancorp Business Description

Address 119 South Sandusky Avenue, P.O. Box 749, Bucyrus, OH, USA, 44820
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
49GF Score

Get the complete analysis for CIBN

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.15
Price
$23.11
GF Value