CIBN (Community Investors Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 21, 2026)

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CIBN Community Investors Bancorp Inc CIBN
50 GF Score
Price $27.30
GF Value $21.61
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Community Investors Bancorp Tariff Resilience Score?

Community Investors Bancorp CIBN 50 Tariff Resilience Score is 8 as of Jul. 21, 2026. GuruFocus rates CIBN with a GF Score™ of 50/100 and a GF Value™ of $21.61 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,605 Banks companies, Community Investors Bancorp ranks better than 78.75% on this metric.

Community Investors Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Community Investors Bancorp has Operates mainly within local markets with no significant international trade exposure. Tariffs have little direct impact on banking operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Community Investors Bancorp might have Highly Resilient.

Community Investors Bancorp  (OTCPK:CIBN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Community Investors Bancorp Tariff Resilience Score Related Terms

CIBN vs GOVB, MKIN, TDCB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Community Investors Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Investors Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Community Investors Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Community Investors Bancorp's Tariff Resilience Score falls into.


CIBN
50GF Score
Community Investors Bancorp Inc CIBN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Community Investors Bancorp (CIBN) has a Tariff Resilience Score of 8 as of Jul. 21, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Community Investors Bancorp ranks #341 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is Community Investors Bancorp's Tariff Resilience Score too high?
Community Investors Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Community Investors Bancorp ranks #341 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Investors Bancorp has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's Tariff Resilience Score compare to GOVB and MKIN?
According to the Banks industry distribution chart, Community Investors Bancorp ranks #341 out of 1605 companies for Tariff Resilience Score. This places Community Investors Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Community Investors Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.61, compared to a current price of $27.30 — trading 26.3% above its estimated fair value. The current Tariff Resilience Score is 8. Community Investors Bancorp's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current Tariff Resilience Score is 8 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Investors Bancorp (CIBN) Overvalued in 2026?

Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued. The current stock price of $27.30 is trading 26.3% above its estimated GF Value™ of $21.61. GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.

Key valuation signals for CIBN:

  • Tariff Resilience Score: 8
  • GF Value™: $21.61 vs. price of $27.30 (26.3% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Investors Bancorp Business Description

Address 119 South Sandusky Avenue, P.O. Box 749, Bucyrus, OH, USA, 44820
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
50GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.30
Price
$21.61
GF Value