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CIBN (Community Investors Bancorp) Return-on-Tangible-Equity : 9.21% (As of Dec. 2024)


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What is Community Investors Bancorp Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Community Investors Bancorp's annualized net income for the quarter that ended in Dec. 2024 was $1.61 Mil. Community Investors Bancorp's average shareholder tangible equity for the quarter that ended in Dec. 2024 was $17.45 Mil. Therefore, Community Investors Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 was 9.21%.

The historical rank and industry rank for Community Investors Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

CIBN' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.65   Med: 9.28   Max: 14.91
Current: 7.64

During the past 13 years, Community Investors Bancorp's highest Return-on-Tangible-Equity was 14.91%. The lowest was 4.65%. And the median was 9.28%.

CIBN's Return-on-Tangible-Equity is ranked worse than
65.48% of 1550 companies
in the Banks industry
Industry Median: 10.505 vs CIBN: 7.64

Community Investors Bancorp Return-on-Tangible-Equity Historical Data

The historical data trend for Community Investors Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Investors Bancorp Return-on-Tangible-Equity Chart

Community Investors Bancorp Annual Data
Trend Jun00 Jun01 Jun02 Jun03 Jun04 Jun20 Jun21 Jun22 Jun23 Jun24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.91 14.91 10.38 4.65 7.15

Community Investors Bancorp Quarterly Data
Sep04 Dec04 Mar05 Jun20 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.18 3.60 9.70 7.87 9.21

Competitive Comparison of Community Investors Bancorp's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Community Investors Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Investors Bancorp's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Investors Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Community Investors Bancorp's Return-on-Tangible-Equity falls into.


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Community Investors Bancorp Return-on-Tangible-Equity Calculation

Community Investors Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jun. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=1.14/( (15.489+16.405 )/ 2 )
=1.14/15.947
=7.15 %

Community Investors Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2024 )  (Q: Sep. 2024 )(Q: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Sep. 2024 )(Q: Dec. 2024 )
=1.608/( (17.229+17.674)/ 2 )
=1.608/17.4515
=9.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Community Investors Bancorp  (OTCPK:CIBN) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Community Investors Bancorp Return-on-Tangible-Equity Related Terms

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Community Investors Bancorp Business Description

Traded in Other Exchanges
N/A
Address
119 South Sandusky Avenue, P.O. Box 749, Bucyrus, OH, USA, 44820
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.

Community Investors Bancorp Headlines

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