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Community Investors BancorpCIBN 50 OCF Yield % is 19.82 as of Jul. 21, 2026, which is 397% above its 10-year median of 3.99. GuruFocus rates CIBN with a GF Score™ of 50/100 and a GF Value™ of $21.61 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Community Investors Bancorp ranks better than 74.63% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Community Investors Bancorp OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Community Investors Bancorp OCF Yield % Related Terms
Community Investors Bancorp OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Investors Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Investors Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Community Investors Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Community Investors Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Investors Bancorp (CIBN) has a OCF Yield % of 19.82 as of Jul. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Investors Bancorp and its competitors. This is 397% above median its historical median of 3.99. According to the industry distribution chart, Community Investors Bancorp ranks #380 out of 1498 companies in the Banks industry, placing it in the top 25.4%.
Is Community Investors Bancorp's OCF Yield % too high?
Community Investors Bancorp's current OCF Yield % of 19.82 is 397% above median its 10-year median of 3.99. The Banks industry median OCF Yield % is 9.22. Community Investors Bancorp's value of 19.82 is 115.1% above this industry median. Based on the distribution chart, Community Investors Bancorp ranks #380 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Community Investors Bancorp has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's OCF Yield % compare to GOVB and MKIN?
According to the Banks industry distribution chart, Community Investors Bancorp ranks #380 out of 1498 companies for OCF Yield %. This puts Community Investors Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.22. Community Investors Bancorp's value of 19.82 is 115.1% above this benchmark. While the company's 10-year median is 3.99 vs. the industry median of 9.22, Community Investors Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.22, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Investors Bancorp's current OCF Yield % of 19.82 is 115.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Investors Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Investors Bancorp's current OCF Yield % is 19.82, which is 397% above median its own 10-year median of 3.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.61, compared to a current price of $27.30 — trading 26.3% above its estimated fair value. The current OCF Yield % is 19.82, which is 397% above median its 10-year median of 3.99 and 115.1% above the Banks industry median of 9.22. Community Investors Bancorp's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current OCF Yield % is 19.82 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Investors Bancorp (CIBN) Overvalued in 2026?
Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued.
The current stock price of $27.30 is trading 26.3% above its estimated GF Value™ of $21.61.
GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.
Key valuation signals for CIBN:
OCF Yield %: 19.82 (397% above median its 10-year median of 3.99)
GF Value™: $21.61 vs. price of $27.30 (26.3% above fair value)
Industry Position: 115.1% above the Banks median (#380 of 1498)
No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
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