CIBN (Community Investors Bancorp) ROE % Adjusted to Book Value: 12.76% (As of Mar. 2026)

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CIBN Community Investors Bancorp Inc CIBN
50 GF Score
Price $27.30
GF Value $21.61
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Community Investors Bancorp ROE % Adjusted to Book Value?

Community Investors Bancorp CIBN 50 ROE % Adjusted to Book Value is 12.76% as of Mar. 2026. GuruFocus rates CIBN with a GF Score™ of 50/100 and a GF Value™ of $21.61 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Community Investors Bancorp's ROE % for the quarter that ended in Mar. 2026 was 11.10%. Community Investors Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.87. Community Investors Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.76%.


Community Investors Bancorp ROE % Adjusted to Book Value Related Terms


Community Investors Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Community Investors Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Investors Bancorp ROE % Adjusted to Book Value Chart

Community Investors Bancorp Annual Data
Trend Jun01 Jun02 Jun03 Jun04 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.33 11.90 5.34 11.38 13.36

Community Investors Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.84 20.70 18.16 25.16 12.76

CIBN vs GOVB, MKIN, TDCB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Community Investors Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Investors Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Community Investors Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Community Investors Bancorp's ROE % Adjusted to Book Value falls into.


CIBN
50GF Score
Community Investors Bancorp Inc CIBN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Investors Bancorp ROE % Adjusted to Book Value Calculation

Community Investors Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.75% / 0.73
=13.36%

Community Investors Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.10% / 0.87
=12.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.76% mean?
Community Investors Bancorp (CIBN) has a ROE % Adjusted to Book Value of 12.76% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Community Investors Bancorp and its competitors.
Is Community Investors Bancorp's ROE % Adjusted to Book Value too high?
Community Investors Bancorp's current ROE % Adjusted to Book Value is 12.76%. Overall, Community Investors Bancorp has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's ROE % Adjusted to Book Value compare to GOVB and MKIN?
Community Investors Bancorp's ROE % Adjusted to Book Value of 12.76% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Community Investors Bancorp and its competitors. Community Investors Bancorp's current ROE % Adjusted to Book Value is 12.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.61, compared to a current price of $27.30 — trading 26.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 12.76%. Community Investors Bancorp's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current ROE % Adjusted to Book Value is 12.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Investors Bancorp (CIBN) Overvalued in 2026?

Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued. The current stock price of $27.30 is trading 26.3% above its estimated GF Value™ of $21.61. GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.

Key valuation signals for CIBN:

  • ROE % Adjusted to Book Value: 12.76%
  • GF Value™: $21.61 vs. price of $27.30 (26.3% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Investors Bancorp Business Description

Address 119 South Sandusky Avenue, P.O. Box 749, Bucyrus, OH, USA, 44820
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.30
Price
$21.61
GF Value