CIBN (Community Investors Bancorp) ROC %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
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CIBN Community Investors Bancorp Inc CIBN
50 GF Score
Price $27.30
GF Value $21.61
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Community Investors Bancorp ROC %?

Community Investors Bancorp CIBN 50 ROC % is % as of Mar. 2026. GuruFocus rates CIBN with a GF Score™ of 50/100 and a GF Value™ of $21.61 (Modestly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

CIBN
50GF Score
Community Investors Bancorp Inc CIBN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Community Investors Bancorp (CIBN) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Community Investors Bancorp and its competitors.
Is Community Investors Bancorp's ROC % too high?
Community Investors Bancorp's current ROC % is %. Overall, Community Investors Bancorp has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Investors Bancorp's ROC % compare to GOVB and MKIN?
Community Investors Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Community Investors Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Investors Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Investors Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Investors Bancorp (CIBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.61, compared to a current price of $27.30 — trading 26.3% above its estimated fair value. The current ROC % is %. Community Investors Bancorp's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Community Investors Bancorp (CIBN), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Investors Bancorp (CIBN) Overvalued in 2026?

Based on GuruFocus' analysis, Community Investors Bancorp stock appears to be overvalued. The current stock price of $27.30 is trading 26.3% above its estimated GF Value™ of $21.61. GuruFocus considers Community Investors Bancorp to be Modestly Overvalued.

Key valuation signals for CIBN:

  • ROC %: %
  • GF Value™: $21.61 vs. price of $27.30 (26.3% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the CIBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Investors Bancorp Business Description

Address 119 South Sandusky Avenue, P.O. Box 749, Bucyrus, OH, USA, 44820
Community Investors Bancorp Inc operates as a bank holding company engages in the provision of personal and commercial banking services in Ohio. Its banking services include personal, business, loan center, checking accounts, and certificates of deposit, and retirement planning.
50GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.30
Price
$21.61
GF Value