OSB Group (LSE:OSB) PB Ratio : 0.74 (As of Apr. 27, 2024)

View and export this data going back to 2014. Start your Free Trial

What is OSB Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-27), OSB Group's share price is £4.04. OSB Group's Book Value per Share for the quarter that ended in Dec. 2023 was £5.45. Hence, OSB Group's PB Ratio of today is 0.74.

The historical rank and industry rank for OSB Group's PB Ratio or its related term are showing as below:

LSE:OSB' s PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 1.43 Max: 3.92
Current: 0.72

During the past 13 years, OSB Group's highest PB Ratio was 3.92. The lowest was 0.58. And the median was 1.43.

LSE:OSB's PB Ratio is ranked better than
64.47% of 1458 companies
in the Banks industry
Industry Median: 0.85 vs LSE:OSB: 0.72

During the past 12 months, OSB Group's average Book Value Per Share Growth Rate was 6.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 22.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of OSB Group was 40.20% per year. The lowest was 14.70% per year. And the median was 22.70% per year.

Back to Basics: PB Ratio

OSB Group PB Ratio Historical Data

The historical data trend for OSB Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OSB Group PB Ratio Chart

OSB Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

Get a 7-Day Free Trial

1.36

1.17

1.23

0.94

0.85

OSB Group Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
PB Ratio	Get a 7-Day Free Trial															1.23	1.04	0.94	1.03	0.85

Competitive Comparison of OSB Group's PB Ratio

For the Mortgage Finance subindustry, OSB Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OSB Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OSB Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where OSB Group's PB Ratio falls into.

OSB Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

OSB Group's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	4.04	/	5.454
	=	0.74

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

OSB Group (LSE:OSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

OSB Group PB Ratio Related Terms

Thank you for viewing the detailed overview of OSB Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

OSB Group (LSE:OSB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » OSB Group PLC (LSE:OSB) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

OSBGF:USA OSBl:UK 2UK:Germany

Address

OSB House, Quayside, Maritime, Chatham, Kent, GBR, ME4 4QZ

Website

https://www.osb.co.uk

OSB Group PLC is a specialist mortgage lender, focused on carefully selected segments of the mortgage market. The company provides loans to entities and individuals, secured on residential property held for investment purposes and secured on commercial and semi-commercial properties held for investment purposes or for owner-occupation. It provides development loans to small- and medium-sized developers of residential property. It also provides funding lines (loans) to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases, and loans under hire purchase, leasing and refinancing arrangements to UK SMEs and small corporates to finance business-critical assets.