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MVB Financial (MVB Financial) PB Ratio : 0.87 (As of Apr. 27, 2024)


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What is MVB Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-27), MVB Financial's share price is $19.64. MVB Financial's Book Value per Share for the quarter that ended in Dec. 2023 was $22.68. Hence, MVB Financial's PB Ratio of today is 0.87.

The historical rank and industry rank for MVB Financial's PB Ratio or its related term are showing as below:

MVBF' s PB Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.21   Max: 2.19
Current: 0.87

During the past 13 years, MVB Financial's highest PB Ratio was 2.19. The lowest was 0.67. And the median was 1.21.

MVBF's PB Ratio is ranked worse than
50.89% of 1458 companies
in the Banks industry
Industry Median: 0.85 vs MVBF: 0.87

During the past 12 months, MVB Financial's average Book Value Per Share Growth Rate was 9.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of MVB Financial was 16.00% per year. The lowest was 2.80% per year. And the median was 6.35% per year.

Back to Basics: PB Ratio


MVB Financial PB Ratio Historical Data

The historical data trend for MVB Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

MVB Financial PB Ratio Chart

MVB Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.13 1.83 1.06 0.99

MVB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.96 0.98 1.06 0.99

Competitive Comparison of MVB Financial's PB Ratio

For the Banks - Regional subindustry, MVB Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MVB Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where MVB Financial's PB Ratio falls into.



MVB Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

MVB Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=19.64/22.682
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


MVB Financial  (NAS:MVBF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


MVB Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of MVB Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


MVB Financial (MVB Financial) Business Description

Traded in Other Exchanges
Address
301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a bank holding company. The company provides community banking, mortgage banking, insurance and wealth management services to individuals and corporate clients in the Mid-Atlantic region. The Bank offers its customers various products, such as checking accounts, negotiable order of withdrawal (NOW) accounts, money market and savings accounts, time certificates of deposit, commercial, installment, commercial real estate and residential real estate mortgage loans, debit cards, and safe deposit rental facilities. MVB has five reportable segments: CoRe banking; mortgage banking; professional services; Edge Ventures and the financial holding company. It generates a majority of its revenues from its CoRe banking segment.
Executives
Michael Louis Giorgio officer: Chief Information Officer 240 E SHORE RD, APT 244, GREAT NECK NY 11023
W Marston Becker director C/O ALTERRA HOUSE, 2 FRONT STREET, HAMILTON D0 HM11
Jan Lynn Owen director 3050 BASTONE COURT, WEST SACRAMENTO CA 95691
Donald T Robinson officer: Executive VP & COO 2400 CRANBERRY SQUARE, 2ND FLOOR, MORGANTOWN WV 26508
Lindsay Anne Slader director 2709 WILLIAM ST., VANCOUVER A1 V5K 2Y7
J Christopher Pallotta director
Anna Jane Sainsbury director 2954 MARINE DR., WEST VANCOUVER A1 V7V 1M2
Kelly R Nelson director 301 VIRGINIA AVENUE, FAIRMONT WV 26554-2777
Cheryl Spielman director 5662 VINTAGE OAKS CIRCLE, DELRAY BEACH FL 33484
John Charles Marion officer: Chief Risk Officer 303 BELMONT COURT, MULLICA HILL NJ 08062
Craig Bradley Greathouse officer: Chief People & Culture Officer 3000 SWISS PINE WAY, SUITE 100, MORGANTOWN WV 26501
Cava James J Jr director 301 VIRGINIA AVE, FAIRMONT WV 26554
Dean Harry E Iii director 12120 SUNSET HILLS RD, SUITE 650, RESTON VA 26508
Daniel W Holt director 1115 TOWN CENTER DR., FORT COLLINS CO 80524
David Alan Jones officer: EVP/ Chief Credit & Risk Ofcr 301 VIRGINIA AVE, FAIRMONT WV 26554