The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Aareal Bank AG's share price is $31.99. Aareal Bank AG's Book Value per Share for the quarter that ended in Sep. 2025 was $73.02. Hence, Aareal Bank AG's PB Ratio of today is 0.44.
The historical rank and industry rank for Aareal Bank AG's PB Ratio or its related term are showing as below:
AABKF'
s PB Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.56 Max: 0.92
Current: 0.44
During the past 13 years, Aareal Bank AG's highest PB Ratio was 0.92. The lowest was 0.25. And the median was 0.56.
AABKF's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.09
vs AABKF: 0.44
During the past 12 months, Aareal Bank AG's average Book Value Per Share Growth Rate was 21.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 18.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Aareal Bank AG was 21.50% per year. The lowest was -10.10% per year. And the median was 2.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Aareal Bank AG PB Ratio Related Terms
Aareal Bank AG PB Ratio Historical Data
* Premium members only.
The historical data trend for Aareal Bank AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aareal Bank AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aareal Bank AG PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Aareal Bank AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Aareal Bank AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Aareal Bank AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Aareal Bank AG (AABKF) has a PB Ratio of 0.44 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aareal Bank AG and its competitors. This is 21% below median its historical median of 0.56. Over the past decade, Aareal Bank AG's PB Ratio has ranged from 0.25 to 0.92.
Is Aareal Bank AG's PB Ratio too high?
Aareal Bank AG's current PB Ratio of 0.44 is 21% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.92. The Banks industry median PB Ratio is 1.09. Aareal Bank AG's value of 0.44 is 59.6% below this industry median. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's PB Ratio compare to PNC and USB?
Aareal Bank AG's PB Ratio of 0.44 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.09. Aareal Bank AG's value of 0.44 is 59.6% below this benchmark. Historically, Aareal Bank AG's own PB Ratio has ranged from 0.25 to 0.92 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.09, Aareal Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aareal Bank AG's current PB Ratio of 0.44 is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aareal Bank AG and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aareal Bank AG's current PB Ratio is 0.44, which is 21% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current PB Ratio of 0.44. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current PB Ratio is 0.44, which is 21% below median its 10-year median of 0.56 and 59.6% below the Banks industry median of 1.09. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current PB Ratio is 0.44 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aareal Bank AG (AABKF) Overvalued in 2026?
Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued.
The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.
Key valuation signals for AABKF:
PB Ratio: 0.44 (21% below median its 10-year median of 0.56)
GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
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