What is Ameritrust Financial Technologies PB Ratio?
Ameritrust Financial TechnologiesAMTFF +0.97%38 PB Ratio is 17.28 as of Jun. 25, 2026, which is 262% above its 10-year median of 4.78. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,625 Software companies, Ameritrust Financial Technologies ranks worse than 95.16% on this metric.
AMTFF'
s PB Ratio Range Over the Past 10 Years
Min: 1.06 Med: 4.78 Max: 101.67
Current: 15.55
During the past 13 years, Ameritrust Financial Technologies's highest PB Ratio was 101.67. The lowest was 1.06. And the median was 4.78.
AMTFF's PB Ratio is ranked worse than 95.16% of 2625
companies
in the Software industry
Industry Median: 2.36
vs AMTFF: 15.55
During the past 12 months, Ameritrust Financial Technologies's average Book Value Per Share Growth Rate was 62.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -17.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ameritrust Financial Technologies was 159.00% per year. The lowest was -100.00% per year. And the median was -22.30% per year.
Back to Basics: PB Ratio
Ameritrust Financial Technologies (OTCPK:AMTFF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ameritrust Financial Technologies PB Ratio Related Terms
Ameritrust Financial Technologies PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Ameritrust Financial Technologies's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies PB Ratio vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's PB Ratio falls into.
Ameritrust Financial Technologies PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ameritrust Financial Technologies (AMTFF) has a PB Ratio of 17.28 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ameritrust Financial Technologies and its competitors. This is 262% above median its historical median of 4.78. Over the past decade, Ameritrust Financial Technologies' PB Ratio has ranged from 1.06 to 101.67. According to the industry distribution chart, Ameritrust Financial Technologies ranks #2498 out of 2625 companies in the Software industry, placing it in the top 95.2%.
Is Ameritrust Financial Technologies' PB Ratio too high?
Ameritrust Financial Technologies' current PB Ratio of 17.28 is 262% above median its 10-year median of 4.78. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 101.67. The Software industry median PB Ratio is 2.36. Ameritrust Financial Technologies' value of 17.28 is 632.2% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #2498 out of 2625 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' PB Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #2498 out of 2625 companies for PB Ratio. This places Ameritrust Financial Technologies in the lower half of its industry. The industry median PB Ratio is 2.36. Ameritrust Financial Technologies' value of 17.28 is 632.2% above this benchmark. Historically, Ameritrust Financial Technologies' own PB Ratio has ranged from 1.06 to 101.67 over the past decade. While the company's 10-year median is 4.78 vs. the industry median of 2.36, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.36, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current PB Ratio of 17.28 is 632.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median PB Ratio is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current PB Ratio is 17.28, which is 262% above median its own 10-year median of 4.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.16 — trading 418.3% above its estimated fair value. The current PB Ratio is 17.28, which is 262% above median its 10-year median of 4.78 and 632.2% above the Software industry median of 2.36. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current PB Ratio is 17.28 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.16 is trading 418.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
PB Ratio: 17.28 (262% above median its 10-year median of 4.78)
GF Value™: $0.03 vs. price of $0.16 (418.3% above fair value)
Industry Position: 632.2% above the Software median (#2498 of 2625)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
Get the complete analysis for AMTFF
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