Tyro PaymentsASX:TYR +1.91%80 PB Ratio is 1.71 as of Jun. 25, 2026, which is 49% below its 10-year median of 3.34. GuruFocus rates ASX:TYR with a GF Score™ of 80/100 and a GF Value™ of A$1.08 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,625 Software companies, Tyro Payments ranks better than 64.08% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Tyro Payments's share price is A$0.80. Tyro Payments's Book Value per Share for the quarter that ended in Dec. 2025 was A$0.47. Hence, Tyro Payments's PB Ratio of today is 1.71.
The historical rank and industry rank for Tyro Payments's PB Ratio or its related term are showing as below:
ASX:TYR'
s PB Ratio Range Over the Past 10 Years
Min: 1.68 Med: 3.34 Max: 11.96
Current: 1.71
During the past 7 years, Tyro Payments's highest PB Ratio was 11.96. The lowest was 1.68. And the median was 3.34.
ASX:TYR's PB Ratio is ranked better than 64.08% of 2625
companies
in the Software industry
Industry Median: 2.36
vs ASX:TYR: 1.71
During the past 12 months, Tyro Payments's average Book Value Per Share Growth Rate was 13.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Tyro Payments was 11.90% per year. The lowest was -9.50% per year. And the median was -0.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Tyro Payments PB Ratio Related Terms
Tyro Payments PB Ratio Historical Data
* Premium members only.
The historical data trend for Tyro Payments's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Tyro Payments's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments PB Ratio vs Software Industry
For the Software industry and Technology sector, Tyro Payments's PB Ratio distribution charts can be found below:
* The bar in red indicates where Tyro Payments's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Tyro Payments's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Tyro Payments (ASX:TYR) has a PB Ratio of 1.71 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tyro Payments and its competitors. This is 49% below median its historical median of 3.34. Over the past decade, Tyro Payments' PB Ratio has ranged from 1.68 to 11.96. According to the industry distribution chart, Tyro Payments ranks #943 out of 2625 companies in the Software industry, placing it in the top 35.9%.
Is Tyro Payments' PB Ratio too high?
Tyro Payments' current PB Ratio of 1.71 is 49% below median its 10-year median of 3.34. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 11.96. The Software industry median PB Ratio is 2.36. Tyro Payments' value of 1.71 is 27.5% below this industry median. Based on the distribution chart, Tyro Payments ranks #943 out of 2625 companies in the Software industry, which is above the industry midpoint. Overall, Tyro Payments has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #943 out of 2625 companies for PB Ratio. This puts Tyro Payments in the upper half of its industry. The industry median PB Ratio is 2.36. Tyro Payments' value of 1.71 is 27.5% below this benchmark. Historically, Tyro Payments' own PB Ratio has ranged from 1.68 to 11.96 over the past decade. While the company's 10-year median is 3.34 vs. the industry median of 2.36, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.36, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current PB Ratio of 1.71 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tyro Payments and its competitors. For the Software industry, the median PB Ratio is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current PB Ratio is 1.71, which is 49% below median its own 10-year median of 3.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.08, compared to a current price of A$0.80 — trading 25.9% below its estimated fair value. The current PB Ratio is 1.71, which is 49% below median its 10-year median of 3.34 and 27.5% below the Software industry median of 2.36. Tyro Payments' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current PB Ratio is 1.71 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (ASX:TYR) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of A$0.80 is trading 25.9% below its estimated GF Value™ of A$1.08.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for ASX:TYR:
PB Ratio: 1.71 (49% below median its 10-year median of 3.34)
GF Value™: A$1.08 vs. price of A$0.80 (25.9% below fair value)
Industry Position: 27.5% below the Software median (#943 of 2625)
No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
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