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Blue Ridge BanksharesBRBS -2.27%31 PB Ratio is 1.12 as of Jul. 21, 2026, which is 14% above its 10-year median of 0.98. GuruFocus rates BRBS with a GF Score™ of 31/100 and a GF Value™ of $0.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,514 Banks companies, Blue Ridge Bankshares ranks worse than 52.25% on this metric.
The historical rank and industry rank for Blue Ridge Bankshares's PB Ratio or its related term are showing as below:
BRBS'
s PB Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.98 Max: 1.94
Current: 1.12
During the past 8 years, Blue Ridge Bankshares's highest PB Ratio was 1.94. The lowest was 0.23. And the median was 0.98.
BRBS's PB Ratio is ranked worse than 52.25% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs BRBS: 1.12
During the past 12 months, Blue Ridge Bankshares's average Book Value Per Share Growth Rate was -20.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -35.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -26.30% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Blue Ridge Bankshares was 6.60% per year. The lowest was -36.00% per year. And the median was -21.90% per year.
Back to Basics: PB Ratio
Blue Ridge Bankshares (AMEX:BRBS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Blue Ridge Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blue Ridge Bankshares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Blue Ridge Bankshares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Blue Ridge Bankshares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Blue Ridge Bankshares (BRBS) has a PB Ratio of 1.12 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Blue Ridge Bankshares and its competitors. This is 14% above median its historical median of 0.98. Over the past decade, Blue Ridge Bankshares' PB Ratio has ranged from 0.23 to 1.94. According to the industry distribution chart, Blue Ridge Bankshares ranks #791 out of 1514 companies in the Banks industry, placing it in the top 52.2%.
Is Blue Ridge Bankshares' PB Ratio too high?
Blue Ridge Bankshares' current PB Ratio of 1.12 is 14% above median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.94. The Banks industry median PB Ratio is 1.11. Blue Ridge Bankshares' value of 1.12 is 0.9% above this industry median. Based on the distribution chart, Blue Ridge Bankshares ranks #791 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Blue Ridge Bankshares has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' PB Ratio compare to MSBC and MFGI?
According to the Banks industry distribution chart, Blue Ridge Bankshares ranks #791 out of 1514 companies for PB Ratio. This places Blue Ridge Bankshares in the lower half of its industry. The industry median PB Ratio is 1.11. Blue Ridge Bankshares' value of 1.12 is 0.9% above this benchmark. Historically, Blue Ridge Bankshares' own PB Ratio has ranged from 0.23 to 1.94 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 1.11, Blue Ridge Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blue Ridge Bankshares's current PB Ratio of 1.12 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Blue Ridge Bankshares and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blue Ridge Bankshares's current PB Ratio is 1.12, which is 14% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.97, compared to a current price of $3.44 — trading 254.6% above its estimated fair value. The current PB Ratio is 1.12, which is 14% above median its 10-year median of 0.98 and 0.9% above the Banks industry median of 1.11. Blue Ridge Bankshares' overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current PB Ratio is 1.12 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?
Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued.
The current stock price of $3.44 is trading 254.6% above its estimated GF Value™ of $0.97.
GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.
Key valuation signals for BRBS:
PB Ratio: 1.12 (14% above median its 10-year median of 0.98)
GF Value™: $0.97 vs. price of $3.44 (254.6% above fair value)
Industry Position: 0.9% above the Banks median (#791 of 1514)
No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
31GF Score
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