Banco Daycoval S.A. stock PB Ratio (=0.76) is close to 2-year low of 0.69
The historical rank and industry rank for Banco Daycoval S.A.'s PB Ratio or its related term are showing as below:
BSP:DAYC3'
s PB Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.93 Max: 1.58
Current: 0.76
During the past 10 years, Banco Daycoval S.A.'s highest PB Ratio was 1.58. The lowest was 0.33. And the median was 0.93.
BSP:DAYC3's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.09
vs BSP:DAYC3: 0.76
During the past 12 months, Banco Daycoval S.A.'s average Book Value Per Share Growth Rate was 7.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Daycoval S.A. was 7.40% per year. The lowest was -60.90% per year. And the median was 6.60% per year.
Back to Basics: PB Ratio
Banco Daycoval S.A. (BSP:DAYC3) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Daycoval S.A. PB Ratio Related Terms
Banco Daycoval S.A. PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco Daycoval S.A.'s PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:DAYC3 vs FISI, MBIN, WSBF: PB Ratio Comparison
For the Banks - Regional subindustry, Banco Daycoval S.A.'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Daycoval S.A. PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Daycoval S.A.'s PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Daycoval S.A.'s PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Daycoval S.A. (BSP:DAYC3) has a PB Ratio of 0.00 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Daycoval S.A. and its competitors. Over the past decade, Banco Daycoval S.A.'s PB Ratio has ranged from 0.33 to 1.58.
Is Banco Daycoval S.A.'s PB Ratio too high?
Banco Daycoval S.A.'s current PB Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.58.
How does Banco Daycoval S.A.'s PB Ratio compare to FISI and MBIN?
Banco Daycoval S.A.'s PB Ratio of 0.00 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.09. Historically, Banco Daycoval S.A.'s own PB Ratio has ranged from 0.33 to 1.58 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Daycoval S.A. and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Daycoval S.A.'s current PB Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Daycoval S.A. stock overvalued right now?
Banco Daycoval S.A. (BSP:DAYC3) has a current PB Ratio of 0.00. The current PB Ratio is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Daycoval S.A. (BSP:DAYC3), the current PB Ratio is 0.00 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco Daycoval S.A. was founded in 1968. It is a is a commercial bank. The Company along with its subsidiaries is engaged in commercial, foreign exchange, investment and lending portfolios. It also provide services including management of assets, life insurance and pension plans. The Company operates in four business segments: financial segment; asset management segment; insurance and pension fund segment; andother segments. Financial segment - handles individual customer deposits and provides loan, overdraft, credit card, and wire transfer services, and performs treasury, finance and other core functions; Asset management segment - services to institutional investors and intermediaries by providing financial asset management through investment funds; and Insurance and pension fund segment - offers life insurance and open-end supplementary pension funds, by operating lump-sum and annuity plans, consisting of the plans' participants' contributions.
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