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Crazy Woman Creek BancorpCRZY 64 PB Ratio is 0.93 as of Jul. 30, 2026, which is 1% below its 10-year median of 0.94. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Crazy Woman Creek Bancorp ranks better than 65.61% on this metric.
Crazy Woman Creek Bancorp Inc stock PB Ratio (=0.93) is close to 2-year low of 0.84.
The historical rank and industry rank for Crazy Woman Creek Bancorp's PB Ratio or its related term are showing as below:
CRZY'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 0.94 Max: 1.21
Current: 0.93
During the past 13 years, Crazy Woman Creek Bancorp's highest PB Ratio was 1.21. The lowest was 0.60. And the median was 0.94.
CRZY's PB Ratio is ranked better than 65.61% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs CRZY: 0.93
During the past 12 months, Crazy Woman Creek Bancorp's average Book Value Per Share Growth Rate was 15.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Crazy Woman Creek Bancorp was 18.80% per year. The lowest was -3.70% per year. And the median was 2.40% per year.
Back to Basics: PB Ratio
Crazy Woman Creek Bancorp (OTCPK:CRZY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Crazy Woman Creek Bancorp PB Ratio Related Terms
Crazy Woman Creek Bancorp PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crazy Woman Creek Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Crazy Woman Creek Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Crazy Woman Creek Bancorp (CRZY) has a PB Ratio of 0.93 as of Jul. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Crazy Woman Creek Bancorp and its competitors. This is near median its historical median of 0.94. Over the past decade, Crazy Woman Creek Bancorp's PB Ratio has ranged from 0.60 to 1.21. According to the industry distribution chart, Crazy Woman Creek Bancorp ranks #521 out of 1515 companies in the Banks industry, placing it in the top 34.4%.
Is Crazy Woman Creek Bancorp's PB Ratio too high?
Crazy Woman Creek Bancorp's current PB Ratio of 0.93 is near median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.21. The Banks industry median PB Ratio is 1.11. Crazy Woman Creek Bancorp's value of 0.93 is 16.2% below this industry median. Based on the distribution chart, Crazy Woman Creek Bancorp ranks #521 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's PB Ratio compare to CCYY and TCNB?
According to the Banks industry distribution chart, Crazy Woman Creek Bancorp ranks #521 out of 1515 companies for PB Ratio. This puts Crazy Woman Creek Bancorp in the upper half of its industry. The industry median PB Ratio is 1.11. Crazy Woman Creek Bancorp's value of 0.93 is 16.2% below this benchmark. Historically, Crazy Woman Creek Bancorp's own PB Ratio has ranged from 0.60 to 1.21 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.11, Crazy Woman Creek Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crazy Woman Creek Bancorp's current PB Ratio of 0.93 is 16.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Crazy Woman Creek Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crazy Woman Creek Bancorp's current PB Ratio is 0.93, which is near median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $34.00 — trading 0.2% above its estimated fair value. The current PB Ratio is 0.93, which is near median its 10-year median of 0.94 and 16.2% below the Banks industry median of 1.11. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current PB Ratio is 0.93 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be overvalued.
The current stock price of $34.00 is trading 0.2% above its estimated GF Value™ of $33.94.
GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.
Key valuation signals for CRZY:
PB Ratio: 0.93 (near median its 10-year median of 0.94)
GF Value™: $33.94 vs. price of $34.00 (0.2% above fair value)
Industry Position: 16.2% below the Banks median (#521 of 1515)
No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score
Get the complete analysis for CRZY
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