Community BankersCTYP 53 PB Ratio is 1.04 as of Jun. 27, 2026, which is 33% above its 10-year median of 0.78. GuruFocus rates CTYP with a GF Score™ of 53/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Community Bankers ranks better than 54.35% on this metric.
Community Bankers Corp stock PB Ratio (=1.1) is close to 3-year high of 1.22.
The historical rank and industry rank for Community Bankers's PB Ratio or its related term are showing as below:
CTYP'
s PB Ratio Range Over the Past 10 Years
Min: 0.5 Med: 0.78 Max: 1.39
Current: 1.04
During the past 11 years, Community Bankers's highest PB Ratio was 1.39. The lowest was 0.50. And the median was 0.78.
CTYP's PB Ratio is ranked better than 54.35% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs CTYP: 1.04
During the past 12 months, Community Bankers's average Book Value Per Share Growth Rate was 30.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 19.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.20% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Community Bankers was 19.40% per year. The lowest was -14.80% per year. And the median was 7.90% per year.
Back to Basics: PB Ratio
Community Bankers (OTCPK:CTYP) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Community Bankers PB Ratio Related Terms
Community Bankers PB Ratio Historical Data
* Premium members only.
The historical data trend for Community Bankers's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bankers's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bankers PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Community Bankers's PB Ratio distribution charts can be found below:
* The bar in red indicates where Community Bankers's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Community Bankers (CTYP) has a PB Ratio of 1.04 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Community Bankers and its competitors. This is 33% above median its historical median of 0.78. Over the past decade, Community Bankers' PB Ratio has ranged from 0.50 to 1.39. According to the industry distribution chart, Community Bankers ranks #692 out of 1516 companies in the Banks industry, placing it in the top 45.6%.
Is Community Bankers' PB Ratio too high?
Community Bankers' current PB Ratio of 1.04 is 33% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.39. The Banks industry median PB Ratio is 1.09. Community Bankers' value of 1.04 is 4.6% below this industry median. Based on the distribution chart, Community Bankers ranks #692 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bankers has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bankers' PB Ratio compare to MFDB and LOGN?
According to the Banks industry distribution chart, Community Bankers ranks #692 out of 1516 companies for PB Ratio. This puts Community Bankers in the upper half of its industry. The industry median PB Ratio is 1.09. Community Bankers' value of 1.04 is 4.6% below this benchmark. Historically, Community Bankers' own PB Ratio has ranged from 0.50 to 1.39 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.09, Community Bankers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bankers's current PB Ratio of 1.04 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Community Bankers and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bankers's current PB Ratio is 1.04, which is 33% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bankers stock overvalued right now?
Based on GuruFocus' analysis, Community Bankers (CTYP) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $10.90 — trading 59.4% above its estimated fair value. The current PB Ratio is 1.04, which is 33% above median its 10-year median of 0.78 and 4.6% below the Banks industry median of 1.09. Community Bankers' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Community Bankers (CTYP), the current PB Ratio is 1.04 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bankers (CTYP) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bankers stock appears to be overvalued.
The current stock price of $10.90 is trading 59.4% above its estimated GF Value™ of $6.84.
GuruFocus considers Community Bankers to be Significantly Overvalued.
Key valuation signals for CTYP:
PB Ratio: 1.04 (33% above median its 10-year median of 0.78)
GF Value™: $6.84 vs. price of $10.90 (59.4% above fair value)
Industry Position: 4.6% below the Banks median (#692 of 1516)
No single metric tells the full story. See the CTYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bankers Corp is a bank holding company that, through its holding, Marion Center Bank, provides personal banking, business banking, lending services, and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio, as well as a variety of deposit accounts and services to its customers.
53GF Score
Get the complete analysis for CTYP
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CTYP has been successfully added to your 
