Atlantic Insurance Co PublicCYS:ATL 70 PB Ratio is 1.12 as of Jul. 05, 2026, which is 18% below its 10-year median of 1.36. GuruFocus rates CYS:ATL with a GF Score™ of 70/100 and a GF Value™ of €2.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 500 Insurance companies, Atlantic Insurance Co Public ranks better than 64.2% on this metric.
Atlantic Insurance Co Public Ltd stock PB Ratio (=1.12) is close to 10-year low of 1.07.
The historical rank and industry rank for Atlantic Insurance Co Public's PB Ratio or its related term are showing as below:
CYS:ATL'
s PB Ratio Range Over the Past 10 Years
Min: 1.07 Med: 1.36 Max: 1.69
Current: 1.12
During the past 13 years, Atlantic Insurance Co Public's highest PB Ratio was 1.69. The lowest was 1.07. And the median was 1.36.
CYS:ATL's PB Ratio is ranked better than 64.2% of 500
companies
in the Insurance industry
Industry Median: 1.41
vs CYS:ATL: 1.12
During the past 12 months, Atlantic Insurance Co Public's average Book Value Per Share Growth Rate was 22.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Atlantic Insurance Co Public was 17.50% per year. The lowest was -0.70% per year. And the median was 4.55% per year.
Back to Basics: PB Ratio
Atlantic Insurance Co Public (CYS:ATL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Atlantic Insurance Co Public PB Ratio Related Terms
Atlantic Insurance Co Public PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlantic Insurance Co Public PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's PB Ratio distribution charts can be found below:
* The bar in red indicates where Atlantic Insurance Co Public's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Atlantic Insurance Co Public (CYS:ATL) has a PB Ratio of 1.12 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Atlantic Insurance Co Public and its competitors. This is 18% below median its historical median of 1.36. Over the past decade, Atlantic Insurance Co Public's PB Ratio has ranged from 1.07 to 1.69. According to the industry distribution chart, Atlantic Insurance Co Public ranks #179 out of 500 companies in the Insurance industry, placing it in the top 35.8%.
Is Atlantic Insurance Co Public's PB Ratio too high?
Atlantic Insurance Co Public's current PB Ratio of 1.12 is 18% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 1.69. The Insurance industry median PB Ratio is 1.41. Atlantic Insurance Co Public's value of 1.12 is 20.6% below this industry median. Based on the distribution chart, Atlantic Insurance Co Public ranks #179 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Atlantic Insurance Co Public has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Atlantic Insurance Co Public ranks #179 out of 500 companies for PB Ratio. This puts Atlantic Insurance Co Public in the upper half of its industry. The industry median PB Ratio is 1.41. Atlantic Insurance Co Public's value of 1.12 is 20.6% below this benchmark. Historically, Atlantic Insurance Co Public's own PB Ratio has ranged from 1.07 to 1.69 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.41, Atlantic Insurance Co Public has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Insurance Co Public's current PB Ratio of 1.12 is 20.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Atlantic Insurance Co Public and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Insurance Co Public's current PB Ratio is 1.12, which is 18% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.96, compared to a current price of €2.34 — trading 20.9% below its estimated fair value. The current PB Ratio is 1.12, which is 18% below median its 10-year median of 1.36 and 20.6% below the Insurance industry median of 1.41. Atlantic Insurance Co Public's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current PB Ratio is 1.12 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?
Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued.
The current stock price of €2.34 is trading 20.9% below its estimated GF Value™ of €2.96.
GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.
Key valuation signals for CYS:ATL:
PB Ratio: 1.12 (18% below median its 10-year median of 1.36)
GF Value™: €2.96 vs. price of €2.34 (20.9% below fair value)
Industry Position: 20.6% below the Insurance median (#179 of 500)
No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
70GF Score
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