Union Properties PJSCDFM:UPP 44 PB Ratio is 0.82 as of Jun. 24, 2026, which is 39% above its 10-year median of 0.59. GuruFocus rates DFM:UPP with a GF Score™ of 44/100 and a GF Value™ of د.إ0.76 (Fairly Valued). The stock has 3 warning signs investors should review. Among 545 Conglomerates companies, Union Properties PJSC ranks better than 59.82% on this metric.
Union Properties PJSC stock PB Ratio (=0.84) is close to 1-year low of 0.8.
The historical rank and industry rank for Union Properties PJSC's PB Ratio or its related term are showing as below:
DFM:UPP'
s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.59 Max: 1.62
Current: 0.83
During the past 13 years, Union Properties PJSC's highest PB Ratio was 1.62. The lowest was 0.26. And the median was 0.59.
DFM:UPP's PB Ratio is ranked better than 59.82% of 545
companies
in the Conglomerates industry
Industry Median: 1.04
vs DFM:UPP: 0.83
During the past 12 months, Union Properties PJSC's average Book Value Per Share Growth Rate was 14.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 23.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -4.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Union Properties PJSC was 29.50% per year. The lowest was -54.40% per year. And the median was -10.30% per year.
Back to Basics: PB Ratio
Union Properties PJSC (DFM:UPP) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Union Properties PJSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Properties PJSC PB Ratio vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Properties PJSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Union Properties PJSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Union Properties PJSC (DFM:UPP) has a PB Ratio of 0.82 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Properties PJSC and its competitors. This is 39% above median its historical median of 0.59. Over the past decade, Union Properties PJSC's PB Ratio has ranged from 0.26 to 1.62. According to the industry distribution chart, Union Properties PJSC ranks #219 out of 545 companies in the Conglomerates industry, placing it in the top 40.2%.
Is Union Properties PJSC's PB Ratio too high?
Union Properties PJSC's current PB Ratio of 0.82 is 39% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.62. The Conglomerates industry median PB Ratio is 1.04. Union Properties PJSC's value of 0.82 is 21.2% below this industry median. Based on the distribution chart, Union Properties PJSC ranks #219 out of 545 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Union Properties PJSC has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Properties PJSC's PB Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Properties PJSC ranks #219 out of 545 companies for PB Ratio. This puts Union Properties PJSC in the upper half of its industry. The industry median PB Ratio is 1.04. Union Properties PJSC's value of 0.82 is 21.2% below this benchmark. Historically, Union Properties PJSC's own PB Ratio has ranged from 0.26 to 1.62 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.04, Union Properties PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.04, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Properties PJSC's current PB Ratio of 0.82 is 21.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Properties PJSC and its competitors. For the Conglomerates industry, the median PB Ratio is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Properties PJSC's current PB Ratio is 0.82, which is 39% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Properties PJSC stock overvalued right now?
Based on GuruFocus' analysis, Union Properties PJSC (DFM:UPP) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.76, compared to a current price of د.إ0.70 — trading 7.9% below its estimated fair value. The current PB Ratio is 0.82, which is 39% above median its 10-year median of 0.59 and 21.2% below the Conglomerates industry median of 1.04. Union Properties PJSC's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Union Properties PJSC (DFM:UPP), the current PB Ratio is 0.82 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Properties PJSC (DFM:UPP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Properties PJSC stock appears to be undervalued.
The current stock price of د.إ0.70 is trading 7.9% below its estimated GF Value™ of د.إ0.76.
GuruFocus considers Union Properties PJSC to be Fairly Valued.
Key valuation signals for DFM:UPP:
PB Ratio: 0.82 (39% above median its 10-year median of 0.59)
GF Value™: د.إ0.76 vs. price of د.إ0.70 (7.9% below fair value)
Industry Position: 21.2% below the Conglomerates median (#219 of 545)
No single metric tells the full story. See the DFM:UPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Properties PJSC is a property development company in the United Arab Emirates. The company has a wide range of projects in its portfolio, including residential, industrial, and leisure development projects. The firm operates out of four segments: Real estate property management, Contracting, Housekeeping, and Sales of goods and services. Property development and sales, and property rentals, compose the Real Estate property management segment. The Contracting segment involves mechanical, electrical, and plumbing work, as well as interior architecture construction. In goods and services, the company offers facility management and maintenance services, motor racing services, and engages in the sale of goods. Maximum revenue is generated from the Sales of goods and services segment.
44GF Score
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