Fcn BancFBVI -0.80%66 PB Ratio is 0.96 as of Jun. 29, 2026, which is 7% below its 10-year median of 1.03. GuruFocus rates FBVI with a GF Score™ of 66/100 and a GF Value™ of $34.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, Fcn Banc ranks better than 60.7% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Fcn Banc's share price is $35.81. Fcn Banc's Book Value per Share for the quarter that ended in Dec. 2025 was $37.40. Hence, Fcn Banc's PB Ratio of today is 0.96.
The historical rank and industry rank for Fcn Banc's PB Ratio or its related term are showing as below:
FBVI'
s PB Ratio Range Over the Past 10 Years
Min: 0.82 Med: 1.03 Max: 1.55
Current: 0.96
During the past 9 years, Fcn Banc's highest PB Ratio was 1.55. The lowest was 0.82. And the median was 1.03.
FBVI's PB Ratio is ranked better than 60.7% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs FBVI: 0.96
During the past 12 months, Fcn Banc's average Book Value Per Share Growth Rate was 30.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -4.40% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Fcn Banc was 16.20% per year. The lowest was -14.20% per year. And the median was -0.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fcn Banc PB Ratio Related Terms
Fcn Banc PB Ratio Historical Data
* Premium members only.
The historical data trend for Fcn Banc's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fcn Banc's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fcn Banc PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Fcn Banc's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fcn Banc's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Fcn Banc's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fcn Banc (FBVI) has a PB Ratio of 0.96 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fcn Banc and its competitors. This is near median its historical median of 1.03. Over the past decade, Fcn Banc's PB Ratio has ranged from 0.82 to 1.55. According to the industry distribution chart, Fcn Banc ranks #597 out of 1519 companies in the Banks industry, placing it in the top 39.3%.
Is Fcn Banc's PB Ratio too high?
Fcn Banc's current PB Ratio of 0.96 is near median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 1.55. The Banks industry median PB Ratio is 1.09. Fcn Banc's value of 0.96 is 11.9% below this industry median. Based on the distribution chart, Fcn Banc ranks #597 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Fcn Banc has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fcn Banc's PB Ratio compare to HLFN and INFT?
According to the Banks industry distribution chart, Fcn Banc ranks #597 out of 1519 companies for PB Ratio. This puts Fcn Banc in the upper half of its industry. The industry median PB Ratio is 1.09. Fcn Banc's value of 0.96 is 11.9% below this benchmark. Historically, Fcn Banc's own PB Ratio has ranged from 0.82 to 1.55 over the past decade. While the company's 10-year median is 1.03 vs. the industry median of 1.09, Fcn Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fcn Banc's current PB Ratio of 0.96 is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fcn Banc and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fcn Banc's current PB Ratio is 0.96, which is near median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fcn Banc stock overvalued right now?
Based on GuruFocus' analysis, Fcn Banc (FBVI) is currently considered Fairly Valued. The stock's GF Value™ is $34.01, compared to a current price of $35.81 — trading 5.3% above its estimated fair value. The current PB Ratio is 0.96, which is near median its 10-year median of 1.03 and 11.9% below the Banks industry median of 1.09. Fcn Banc's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fcn Banc (FBVI), the current PB Ratio is 0.96 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fcn Banc (FBVI) Overvalued in 2026?
Based on GuruFocus' analysis, Fcn Banc stock appears to be overvalued.
The current stock price of $35.81 is trading 5.3% above its estimated GF Value™ of $34.01.
GuruFocus considers Fcn Banc to be Fairly Valued.
Key valuation signals for FBVI:
PB Ratio: 0.96 (near median its 10-year median of 1.03)
GF Value™: $34.01 vs. price of $35.81 (5.3% above fair value)
Industry Position: 11.9% below the Banks median (#597 of 1519)
No single metric tells the full story. See the FBVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fcn Banc Corp provides banking services. It provides personal and business banking services which consists of deposits, loans, mortgage. The Bank conducts a general banking business in southeast Indiana and southwest Ohio which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and commercial purposes.
66GF Score
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