ISX:AMAG'
s PB Ratio Range Over the Past 10 Years
Min: 0.48 Med: 0.95 Max: 1.39
Current: 0.88
During the past 13 years, PT Asuransi Multi Artha Guna Tbk's highest PB Ratio was 1.39. The lowest was 0.48. And the median was 0.95.
ISX:AMAG's PB Ratio is ranked better than 76.4% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs ISX:AMAG: 0.88
During the past 12 months, PT Asuransi Multi Artha Guna Tbk's average Book Value Per Share Growth Rate was 17.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Asuransi Multi Artha Guna Tbk was 22.40% per year. The lowest was -4.40% per year. And the median was 3.05% per year.
Back to Basics: PB Ratio
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Asuransi Multi Artha Guna Tbk PB Ratio Related Terms
PT Asuransi Multi Artha Guna Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Multi Artha Guna Tbk PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's PB Ratio falls into.
PT Asuransi Multi Artha Guna Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a PB Ratio of 0.88 as of Jul. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is near median its historical median of 0.95. Over the past decade, PT Asuransi Multi Artha Guna Tbk's PB Ratio has ranged from 0.48 to 1.39. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #118 out of 500 companies in the Insurance industry, placing it in the top 23.6%.
Is PT Asuransi Multi Artha Guna Tbk's PB Ratio too high?
PT Asuransi Multi Artha Guna Tbk's current PB Ratio of 0.88 is near median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.39. The Insurance industry median PB Ratio is 1.40. PT Asuransi Multi Artha Guna Tbk's value of 0.88 is 36.9% below this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #118 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #118 out of 500 companies for PB Ratio. This places PT Asuransi Multi Artha Guna Tbk in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. PT Asuransi Multi Artha Guna Tbk's value of 0.88 is 36.9% below this benchmark. Historically, PT Asuransi Multi Artha Guna Tbk's own PB Ratio has ranged from 0.48 to 1.39 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.40, PT Asuransi Multi Artha Guna Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current PB Ratio of 0.88 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current PB Ratio is 0.88, which is near median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current PB Ratio is 0.88, which is near median its 10-year median of 0.95 and 36.9% below the Insurance industry median of 1.40. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current PB Ratio is 0.88 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued.
The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36.
GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AMAG:
PB Ratio: 0.88 (near median its 10-year median of 0.95)
GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
Industry Position: 36.9% below the Insurance median (#118 of 500)
No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Multi Artha Guna Tbk Business Description
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score
Get the complete analysis for ISX:AMAG
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