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PT Bank Nationalnobu TbkISX:NOBU -0.89%57 PB Ratio is 0.78 as of Jul. 25, 2026, which is 60% below its 10-year median of 1.93. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp907.15 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,511 Banks companies, PT Bank Nationalnobu Tbk ranks better than 75.84% on this metric.
PT Bank Nationalnobu Tbk stock PB Ratio (=0.79) is close to 10-year low of 0.72.
The historical rank and industry rank for PT Bank Nationalnobu Tbk's PB Ratio or its related term are showing as below:
ISX:NOBU'
s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 1.93 Max: 4.99
Current: 0.77
During the past 13 years, PT Bank Nationalnobu Tbk's highest PB Ratio was 4.99. The lowest was 0.72. And the median was 1.93.
ISX:NOBU's PB Ratio is ranked better than 75.84% of 1511
companies
in the Banks industry
Industry Median: 1.11
vs ISX:NOBU: 0.77
During the past 12 months, PT Bank Nationalnobu Tbk's average Book Value Per Share Growth Rate was 14.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Nationalnobu Tbk was 29.00% per year. The lowest was -42.10% per year. And the median was 6.40% per year.
Back to Basics: PB Ratio
PT Bank Nationalnobu Tbk (ISX:NOBU) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Nationalnobu Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Nationalnobu Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Nationalnobu Tbk's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank Nationalnobu Tbk (ISX:NOBU) has a PB Ratio of 0.78 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Nationalnobu Tbk and its competitors. This is 60% below median its historical median of 1.93. Over the past decade, PT Bank Nationalnobu Tbk's PB Ratio has ranged from 0.72 to 4.99. According to the industry distribution chart, PT Bank Nationalnobu Tbk ranks #365 out of 1511 companies in the Banks industry, placing it in the top 24.2%.
Is PT Bank Nationalnobu Tbk's PB Ratio too high?
PT Bank Nationalnobu Tbk's current PB Ratio of 0.78 is 60% below median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 4.99. The Banks industry median PB Ratio is 1.11. PT Bank Nationalnobu Tbk's value of 0.78 is 29.7% below this industry median. Based on the distribution chart, PT Bank Nationalnobu Tbk ranks #365 out of 1511 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Nationalnobu Tbk ranks #365 out of 1511 companies for PB Ratio. This places PT Bank Nationalnobu Tbk in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. PT Bank Nationalnobu Tbk's value of 0.78 is 29.7% below this benchmark. Historically, PT Bank Nationalnobu Tbk's own PB Ratio has ranged from 0.72 to 4.99 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 1.11, PT Bank Nationalnobu Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Nationalnobu Tbk's current PB Ratio of 0.78 is 29.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Nationalnobu Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Nationalnobu Tbk's current PB Ratio is 0.78, which is 60% below median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp907.15, compared to a current price of Rp446.00 — trading 50.8% below its estimated fair value. The current PB Ratio is 0.78, which is 60% below median its 10-year median of 1.93 and 29.7% below the Banks industry median of 1.11. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current PB Ratio is 0.78 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued.
The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp907.15.
GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.
Key valuation signals for ISX:NOBU:
PB Ratio: 0.78 (60% below median its 10-year median of 1.93)
GF Value™: Rp907.15 vs. price of Rp446.00 (50.8% below fair value)
Industry Position: 29.7% below the Banks median (#365 of 1511)
No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score
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