Lifenet Insurance CoLIFNF -7.12%64 PB Ratio is 1.55 as of Jun. 25, 2026, which is 15% below its 10-year median of 1.82. GuruFocus rates LIFNF with a GF Score™ of 64/100 and a GF Value™ of $15.79 (Modestly Undervalued). Among 497 Insurance companies, Lifenet Insurance Co ranks better than 53.72% on this metric.
Lifenet Insurance Co stock PB Ratio (=1.31) is close to 2-year low of 1.31.
The historical rank and industry rank for Lifenet Insurance Co's PB Ratio or its related term are showing as below:
LIFNF'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 1.82 Max: 9.08
Current: 1.31
During the past 13 years, Lifenet Insurance Co's highest PB Ratio was 9.08. The lowest was 0.51. And the median was 1.82.
LIFNF's PB Ratio is ranked better than 53.72% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs LIFNF: 1.31
During the past 12 months, Lifenet Insurance Co's average Book Value Per Share Growth Rate was 3.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 25.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 22.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lifenet Insurance Co was 81.00% per year. The lowest was -11.80% per year. And the median was -0.10% per year.
Back to Basics: PB Ratio
Lifenet Insurance Co (OTCPK:LIFNF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lifenet Insurance Co PB Ratio Related Terms
Lifenet Insurance Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Lifenet Insurance Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Lifenet Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifenet Insurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Lifenet Insurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lifenet Insurance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lifenet Insurance Co (LIFNF) has a PB Ratio of 1.55 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lifenet Insurance Co and its competitors. This is 15% below median its historical median of 1.82. Over the past decade, Lifenet Insurance Co's PB Ratio has ranged from 0.51 to 9.08. According to the industry distribution chart, Lifenet Insurance Co ranks #230 out of 497 companies in the Insurance industry, placing it in the top 46.3%.
Is Lifenet Insurance Co's PB Ratio too high?
Lifenet Insurance Co's current PB Ratio of 1.55 is 15% below median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 9.08. The Insurance industry median PB Ratio is 1.38. Lifenet Insurance Co's value of 1.55 is 12.3% above this industry median. Based on the distribution chart, Lifenet Insurance Co ranks #230 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Lifenet Insurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lifenet Insurance Co's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Lifenet Insurance Co ranks #230 out of 497 companies for PB Ratio. This puts Lifenet Insurance Co in the upper half of its industry. The industry median PB Ratio is 1.38. Lifenet Insurance Co's value of 1.55 is 12.3% above this benchmark. Historically, Lifenet Insurance Co's own PB Ratio has ranged from 0.51 to 9.08 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 1.38, Lifenet Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifenet Insurance Co's current PB Ratio of 1.55 is 12.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lifenet Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifenet Insurance Co's current PB Ratio is 1.55, which is 15% below median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifenet Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Lifenet Insurance Co (LIFNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.79, compared to a current price of $11.61 — trading 26.5% below its estimated fair value. The current PB Ratio is 1.55, which is 15% below median its 10-year median of 1.82 and 12.3% above the Insurance industry median of 1.38. Lifenet Insurance Co's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lifenet Insurance Co (LIFNF), the current PB Ratio is 1.55 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifenet Insurance Co (LIFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Lifenet Insurance Co stock appears to be undervalued.
The current stock price of $11.61 is trading 26.5% below its estimated GF Value™ of $15.79.
GuruFocus considers Lifenet Insurance Co to be Modestly Undervalued.
Key valuation signals for LIFNF:
PB Ratio: 1.55 (15% below median its 10-year median of 1.82)
GF Value™: $15.79 vs. price of $11.61 (26.5% below fair value)
Industry Position: 12.3% above the Insurance median (#230 of 497)
No single metric tells the full story. See the LIFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifenet Insurance Co is a Japan-based company engaged in the life insurance business. Primarily, it is involved in the underwriting of insurance and asset management. The company's products include Periodic death insurance, Lifetime medical insurance, Cancer insurance, and Unemployment insurance. Additionally, it markets its insurance products and services directly to customers through the internet.
64GF Score
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