Matica Fintec SpAMIL:MFT -4.72%41 PB Ratio is 1.22 as of Jun. 26, 2026, which is 33% below its 10-year median of 1.81. GuruFocus rates MIL:MFT with a GF Score™ of 41/100 and a GF Value™ of €0.82 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 2,413 Hardware companies, Matica Fintec SpA ranks better than 72.86% on this metric.
Matica Fintec SpA stock PB Ratio (=1.28) is close to 2-year high of 1.35.
The historical rank and industry rank for Matica Fintec SpA's PB Ratio or its related term are showing as below:
MIL:MFT'
s PB Ratio Range Over the Past 10 Years
Min: 0.97 Med: 1.81 Max: 10.09
Current: 1.29
During the past 8 years, Matica Fintec SpA's highest PB Ratio was 10.09. The lowest was 0.97. And the median was 1.81.
MIL:MFT's PB Ratio is ranked better than 72.86% of 2413
companies
in the Hardware industry
Industry Median: 2.4
vs MIL:MFT: 1.29
During the past 12 months, Matica Fintec SpA's average Book Value Per Share Growth Rate was 3.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 19.40% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Matica Fintec SpA was 57.40% per year. The lowest was 13.30% per year. And the median was 22.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Matica Fintec SpA PB Ratio Related Terms
Matica Fintec SpA PB Ratio Historical Data
* Premium members only.
The historical data trend for Matica Fintec SpA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Computer Hardware subindustry, Matica Fintec SpA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Matica Fintec SpA PB Ratio vs Hardware Industry
For the Hardware industry and Technology sector, Matica Fintec SpA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Matica Fintec SpA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Matica Fintec SpA (MIL:MFT) has a PB Ratio of 1.22 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Matica Fintec SpA and its competitors. This is 33% below median its historical median of 1.81. Over the past decade, Matica Fintec SpA's PB Ratio has ranged from 0.97 to 10.09. According to the industry distribution chart, Matica Fintec SpA ranks #655 out of 2413 companies in the Hardware industry, placing it in the top 27.1%.
Is Matica Fintec SpA's PB Ratio too high?
Matica Fintec SpA's current PB Ratio of 1.22 is 33% below median its 10-year median of 1.81. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 10.09. The Hardware industry median PB Ratio is 2.40. Matica Fintec SpA's value of 1.22 is 49.2% below this industry median. Based on the distribution chart, Matica Fintec SpA ranks #655 out of 2413 companies in the Hardware industry, which is above the industry midpoint. Overall, Matica Fintec SpA has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Matica Fintec SpA's PB Ratio compare to DELL and SNDK?
According to the Hardware industry distribution chart, Matica Fintec SpA ranks #655 out of 2413 companies for PB Ratio. This puts Matica Fintec SpA in the upper half of its industry. The industry median PB Ratio is 2.40. Matica Fintec SpA's value of 1.22 is 49.2% below this benchmark. Historically, Matica Fintec SpA's own PB Ratio has ranged from 0.97 to 10.09 over the past decade. While the company's 10-year median is 1.81 vs. the industry median of 2.40, Matica Fintec SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Hardware company?
The median PB Ratio among Hardware companies is 2.40, based on 2,413 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Matica Fintec SpA's current PB Ratio of 1.22 is 49.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Matica Fintec SpA and its competitors. For the Hardware industry, the median PB Ratio is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Matica Fintec SpA's current PB Ratio is 1.22, which is 33% below median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Matica Fintec SpA stock overvalued right now?
Based on GuruFocus' analysis, Matica Fintec SpA (MIL:MFT) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.82, compared to a current price of €2.02 — trading 146.3% above its estimated fair value. The current PB Ratio is 1.22, which is 33% below median its 10-year median of 1.81 and 49.2% below the Hardware industry median of 2.40. Matica Fintec SpA's overall GF Score™ is 41/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Matica Fintec SpA (MIL:MFT), the current PB Ratio is 1.22 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Matica Fintec SpA (MIL:MFT) Overvalued in 2026?
Based on GuruFocus' analysis, Matica Fintec SpA stock appears to be overvalued.
The current stock price of €2.02 is trading 146.3% above its estimated GF Value™ of €0.82.
GuruFocus considers Matica Fintec SpA to be Significantly Overvalued.
Key valuation signals for MIL:MFT:
PB Ratio: 1.22 (33% below median its 10-year median of 1.81)
GF Value™: €0.82 vs. price of €2.02 (146.3% above fair value)
Industry Position: 49.2% below the Hardware median (#655 of 2413)
No single metric tells the full story. See the MIL:MFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Matica Fintec SpA designs, develops and sells technological solutions for Banking and Government Institutions. The company specializes in the design, development, and marketing of software and integrated security equipment for credit cards, identity cards, passports, driving licenses, access control badges, etc. Geographically, the company generates maximum revenue from its business in Europe and the rest from South America, Asia, the United States, Africa, United Arab Emirates, India, the Middle East, Italy, and other regions.
41GF Score
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