Eleving GroupORSE:ELEVR 38 PB Ratio is 2.05 as of Jun. 29, 2026, which is 5% below its 10-year median of 2.15. GuruFocus rates ORSE:ELEVR with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 524 Credit Services companies, Eleving Group ranks worse than 75.57% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Eleving Group's share price is €1.67. Eleving Group's Book Value per Share for the quarter that ended in Mar. 2026 was €0.82. Hence, Eleving Group's PB Ratio of today is 2.05.
The historical rank and industry rank for Eleving Group's PB Ratio or its related term are showing as below:
ORSE:ELEVR'
s PB Ratio Range Over the Past 10 Years
Min: 2.04 Med: 2.15 Max: 2.41
Current: 2.05
During the past 5 years, Eleving Group's highest PB Ratio was 2.41. The lowest was 2.04. And the median was 2.15.
ORSE:ELEVR's PB Ratio is ranked worse than 75.57% of 524
companies
in the Credit Services industry
Industry Median: 1.07
vs ORSE:ELEVR: 2.05
During the past 12 months, Eleving Group's average Book Value Per Share Growth Rate was 1.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 25.80% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Eleving Group was 56.20% per year. The lowest was 25.80% per year. And the median was 41.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Eleving Group PB Ratio Related Terms
Eleving Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Eleving Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Eleving Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eleving Group PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Eleving Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Eleving Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Eleving Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Eleving Group (ORSE:ELEVR) has a PB Ratio of 2.05 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eleving Group and its competitors. This is near median its historical median of 2.15. Over the past decade, Eleving Group's PB Ratio has ranged from 2.04 to 2.41. According to the industry distribution chart, Eleving Group ranks #396 out of 524 companies in the Credit Services industry, placing it in the top 75.6%.
Is Eleving Group's PB Ratio too high?
Eleving Group's current PB Ratio of 2.05 is near median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 2.04 to a high of 2.41. The Credit Services industry median PB Ratio is 1.07. Eleving Group's value of 2.05 is 91.6% above this industry median. Based on the distribution chart, Eleving Group ranks #396 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #396 out of 524 companies for PB Ratio. This places Eleving Group in the lower half of its industry. The industry median PB Ratio is 1.07. Eleving Group's value of 2.05 is 91.6% above this benchmark. Historically, Eleving Group's own PB Ratio has ranged from 2.04 to 2.41 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 1.07, Eleving Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current PB Ratio of 2.05 is 91.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current PB Ratio is 2.05, which is near median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current PB Ratio of 2.05. The current PB Ratio is 2.05, which is near median its 10-year median of 2.15 and 91.6% above the Credit Services industry median of 1.07. Eleving Group's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current PB Ratio is 2.05 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
38GF Score
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