House of Investments (PHS:HI) PB Ratio: 0.19 (As of Jun. 26, 2026) — Near Median


PHS:HI House of Investments Inc PHS:HI
74 GF Score
Price ₱4.60
GF Value ₱5.70
Valuation Modestly Undervalued
! 4 Warning Signs
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What is House of Investments PB Ratio?

House of Investments PHS:HI 74 PB Ratio is 0.19 as of Jun. 26, 2026, which is at its 10-year median of 0.19. GuruFocus rates PHS:HI with a GF Score™ of 74/100 and a GF Value™ of ₱5.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 544 Conglomerates companies, House of Investments ranks better than 94.49% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), House of Investments's share price is ₱4.60. House of Investments's Book Value per Share for the quarter that ended in Mar. 2026 was ₱24.65. Hence, House of Investments's PB Ratio of today is 0.19.

The historical rank and industry rank for House of Investments's PB Ratio or its related term are showing as below:

PHS:HI' s PB Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.19   Max: 0.5
Current: 0.19

During the past 13 years, House of Investments's highest PB Ratio was 0.50. The lowest was 0.08. And the median was 0.19.

PHS:HI's PB Ratio is ranked better than
94.49% of 544 companies
in the Conglomerates industry
Industry Median: 1.035 vs PHS:HI: 0.19

During the past 12 months, House of Investments's average Book Value Per Share Growth Rate was 6.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of House of Investments was 31.20% per year. The lowest was 0.70% per year. And the median was 13.10% per year.

Back to Basics: PB Ratio


House of Investments  (PHS:HI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


House of Investments PB Ratio Related Terms


House of Investments PB Ratio Historical Data

* Premium members only.

The historical data trend for House of Investments's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House of Investments PB Ratio Chart

House of Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.15 0.08 0.15 0.19

House of Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.15 0.16 0.19 0.19

PHS:HI vs HON, MMM: PB Ratio Comparison

For the Conglomerates subindustry, House of Investments's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


House of Investments PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, House of Investments's PB Ratio distribution charts can be found below:

* The bar in red indicates where House of Investments's PB Ratio falls into.


PHS:HI
74GF Score
House of Investments Inc PHS:HI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

House of Investments PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

House of Investments's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=4.60/24.646
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.19 mean?
House of Investments (PHS:HI) has a PB Ratio of 0.19 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on House of Investments and its competitors. This is near median its historical median of 0.19. Over the past decade, House of Investments' PB Ratio has ranged from 0.08 to 0.50. According to the industry distribution chart, House of Investments ranks #30 out of 544 companies in the Conglomerates industry, placing it in the top 5.5%.
Is House of Investments' PB Ratio too high?
House of Investments' current PB Ratio of 0.19 is near median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.50. The Conglomerates industry median PB Ratio is 1.04. House of Investments' value of 0.19 is 81.6% below this industry median. Based on the distribution chart, House of Investments ranks #30 out of 544 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, House of Investments has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' PB Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #30 out of 544 companies for PB Ratio. This places House of Investments in the top 6% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.04. House of Investments' value of 0.19 is 81.6% below this benchmark. Historically, House of Investments' own PB Ratio has ranged from 0.08 to 0.50 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.04, House of Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.04, based on 544 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current PB Ratio of 0.19 is 81.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median PB Ratio is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current PB Ratio is 0.19, which is near median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.70, compared to a current price of ₱4.60 — trading 19.3% below its estimated fair value. The current PB Ratio is 0.19, which is near median its 10-year median of 0.19 and 81.6% below the Conglomerates industry median of 1.04. House of Investments' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For House of Investments (PHS:HI), the current PB Ratio is 0.19 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is House of Investments (PHS:HI) Overvalued in 2026?

Based on GuruFocus' analysis, House of Investments stock appears to be undervalued. The current stock price of ₱4.60 is trading 19.3% below its estimated GF Value™ of ₱5.70. GuruFocus considers House of Investments to be Modestly Undervalued.

Key valuation signals for PHS:HI:

  • PB Ratio: 0.19 (near median its 10-year median of 0.19)
  • GF Value™: ₱5.70 vs. price of ₱4.60 (19.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 81.6% below the Conglomerates median (#30 of 544)

No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


House of Investments Business Description

Address 221 Sen. Gil J. Puyat Avenue, 9th Floor, Grepalife Building, Metro Manila, Makati, PHL, 1200
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
74GF Score

Get the complete analysis for PHS:HI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4.60
Price
₱5.70
GF Value