SBNCM.PFD (Southern Bancshares NC) PB Ratio: (As of Jul. 15, 2026)

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What is Southern Bancshares NC PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Southern Bancshares NC's share price is $13.50. Southern Bancshares NC's Book Value per Share for the fiscal year that ended in Dec. 2025 was $0.00. Hence, Southern Bancshares NC's PB Ratio of today is .

Warning Sign:

Southern Bancshares NC Inc stock PB Ratio (=1.31) is close to 2-year high of 1.39.

The historical rank and industry rank for Southern Bancshares NC's PB Ratio or its related term are showing as below:

SBNCM.PFD' s PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 1.03   Max: 1.55
Current: 1.31

During the past 7 years, Southern Bancshares NC's highest PB Ratio was 1.55. The lowest was 0.61. And the median was 1.03.

SBNCM.PFD's PB Ratio is ranked worse than
66.84% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs SBNCM.PFD: 1.31

During the past 12 months, Southern Bancshares NC's average Book Value Per Share Growth Rate was 21.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 38.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.60% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Southern Bancshares NC was 38.60% per year. The lowest was -6.50% per year. And the median was 8.60% per year.

Back to Basics: PB Ratio

Southern Bancshares NC  (OTCPK:SBNCM.PFD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Southern Bancshares NC PB Ratio Related Terms

Southern Bancshares NC PB Ratio Historical Data

* Premium members only.

The historical data trend for Southern Bancshares NC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC PB Ratio Chart

Southern Bancshares NC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Southern Bancshares NC Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

SBNCM.PFD vs NBBK, THFF, CAC: PB Ratio Comparison

For the Banks - Regional subindustry, Southern Bancshares NC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Bancshares NC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Southern Bancshares NC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Southern Bancshares NC's PB Ratio falls into.


Southern Bancshares NC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Southern Bancshares NC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (A: Dec. 2025)
=13.50/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PB Ratio=Market Cap /(Total Stockholders Equity-Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Southern Bancshares NC Business Description

Other Exchanges SBNC:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.