Triumph FinancialTFIN +0.05%62 PB Ratio is 2.02 as of Jun. 27, 2026, which is 16% above its 10-year median of 1.74. GuruFocus rates TFIN with a GF Score™ of 62/100 and a GF Value™ of $67.12 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Triumph Financial ranks worse than 88.85% on this metric.
Triumph Financial Inc stock PB Ratio (=2.02) is close to 1-year high of 2.02.
The historical rank and industry rank for Triumph Financial's PB Ratio or its related term are showing as below:
TFIN'
s PB Ratio Range Over the Past 10 Years
Min: 0.81 Med: 1.74 Max: 4.23
Current: 2.02
During the past 13 years, Triumph Financial's highest PB Ratio was 4.23. The lowest was 0.81. And the median was 1.74.
TFIN's PB Ratio is ranked worse than 88.85% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs TFIN: 2.02
During the past 12 months, Triumph Financial's average Book Value Per Share Growth Rate was 5.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Triumph Financial was 66.50% per year. The lowest was 2.50% per year. And the median was 13.10% per year.
Back to Basics: PB Ratio
Triumph Financial (NYSE:TFIN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Triumph Financial PB Ratio Related Terms
Triumph Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Triumph Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Triumph Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Triumph Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Triumph Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Triumph Financial (TFIN) has a PB Ratio of 2.02 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Triumph Financial and its competitors. This is 16% above median its historical median of 1.74. Over the past decade, Triumph Financial's PB Ratio has ranged from 0.81 to 4.23. According to the industry distribution chart, Triumph Financial ranks #1347 out of 1516 companies in the Banks industry, placing it in the top 88.9%.
Is Triumph Financial's PB Ratio too high?
Triumph Financial's current PB Ratio of 2.02 is 16% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 4.23. The Banks industry median PB Ratio is 1.09. Triumph Financial's value of 2.02 is 85.3% above this industry median. Based on the distribution chart, Triumph Financial ranks #1347 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Triumph Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's PB Ratio compare to FSUN and CASH?
According to the Banks industry distribution chart, Triumph Financial ranks #1347 out of 1516 companies for PB Ratio. This places Triumph Financial in the lower half of its industry. The industry median PB Ratio is 1.09. Triumph Financial's value of 2.02 is 85.3% above this benchmark. Historically, Triumph Financial's own PB Ratio has ranged from 0.81 to 4.23 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 1.09, Triumph Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triumph Financial's current PB Ratio of 2.02 is 85.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Triumph Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph Financial's current PB Ratio is 2.02, which is 16% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (TFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.12, compared to a current price of $76.81 — trading 14.4% above its estimated fair value. The current PB Ratio is 2.02, which is 16% above median its 10-year median of 1.74 and 85.3% above the Banks industry median of 1.09. Triumph Financial's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Triumph Financial (TFIN), the current PB Ratio is 2.02 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Triumph Financial (TFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued.
The current stock price of $76.81 is trading 14.4% above its estimated GF Value™ of $67.12.
GuruFocus considers Triumph Financial to be Modestly Overvalued.
Key valuation signals for TFIN:
PB Ratio: 2.02 (16% above median its 10-year median of 1.74)
GF Value™: $67.12 vs. price of $76.81 (14.4% above fair value)
Industry Position: 85.3% above the Banks median (#1347 of 1516)
No single metric tells the full story. See the TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
62GF Score
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