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FinTech GlobalTSE:8789 +2.33%69 PB Ratio is 1.85 as of Jul. 21, 2026, which is 5% below its 10-year median of 1.95. GuruFocus rates TSE:8789 with a GF Score™ of 69/100 and a GF Value™ of 円132.89 (Fairly Valued). The stock has 1 warning sign investors should review. Among 464 Diversified Financial Services companies, FinTech Global ranks worse than 74.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-21), FinTech Global's share price is 円132.00. FinTech Global's Book Value per Share for the quarter that ended in Mar. 2026 was 円71.41. Hence, FinTech Global's PB Ratio of today is 1.85.
Good Sign:
FinTech Global Inc stock PB Ratio (=1.81) is close to 1-year low of 1.68.
The historical rank and industry rank for FinTech Global's PB Ratio or its related term are showing as below:
TSE:8789'
s PB Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.95 Max: 6.02
Current: 1.85
During the past 13 years, FinTech Global's highest PB Ratio was 6.02. The lowest was 0.94. And the median was 1.95.
TSE:8789's PB Ratio is ranked worse than 74.14% of 464
companies
in the Diversified Financial Services industry
Industry Median: 1.39
vs TSE:8789: 1.85
During the past 12 months, FinTech Global's average Book Value Per Share Growth Rate was 34.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 20.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 13.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of FinTech Global was 34.30% per year. The lowest was -39.00% per year. And the median was 1.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
FinTech Global PB Ratio Related Terms
FinTech Global PB Ratio Historical Data
* Premium members only.
The historical data trend for FinTech Global's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, FinTech Global's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinTech Global PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, FinTech Global's PB Ratio distribution charts can be found below:
* The bar in red indicates where FinTech Global's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
FinTech Global's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
FinTech Global (TSE:8789) has a PB Ratio of 1.85 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on FinTech Global and its competitors. This is near median its historical median of 1.95. Over the past decade, FinTech Global's PB Ratio has ranged from 0.94 to 6.02. According to the industry distribution chart, FinTech Global ranks #344 out of 464 companies in the Diversified Financial Services industry, placing it in the top 74.1%.
Is FinTech Global's PB Ratio too high?
FinTech Global's current PB Ratio of 1.85 is near median its 10-year median of 1.95. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 6.02. The Diversified Financial Services industry median PB Ratio is 1.39. FinTech Global's value of 1.85 is 33.1% above this industry median. Based on the distribution chart, FinTech Global ranks #344 out of 464 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, FinTech Global has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FinTech Global's PB Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, FinTech Global ranks #344 out of 464 companies for PB Ratio. This places FinTech Global in the lower half of its industry. The industry median PB Ratio is 1.39. FinTech Global's value of 1.85 is 33.1% above this benchmark. Historically, FinTech Global's own PB Ratio has ranged from 0.94 to 6.02 over the past decade. While the company's 10-year median is 1.95 vs. the industry median of 1.39, FinTech Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 464 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinTech Global's current PB Ratio of 1.85 is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on FinTech Global and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinTech Global's current PB Ratio is 1.85, which is near median its own 10-year median of 1.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinTech Global stock overvalued right now?
Based on GuruFocus' analysis, FinTech Global (TSE:8789) is currently considered Fairly Valued. The stock's GF Value™ is 円132.89, compared to a current price of 円132.00 — trading 0.7% below its estimated fair value. The current PB Ratio is 1.85, which is near median its 10-year median of 1.95 and 33.1% above the Diversified Financial Services industry median of 1.39. FinTech Global's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For FinTech Global (TSE:8789), the current PB Ratio is 1.85 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinTech Global (TSE:8789) Overvalued in 2026?
Based on GuruFocus' analysis, FinTech Global stock appears to be undervalued.
The current stock price of 円132.00 is trading 0.7% below its estimated GF Value™ of 円132.89.
GuruFocus considers FinTech Global to be Fairly Valued.
Key valuation signals for TSE:8789:
PB Ratio: 1.85 (near median its 10-year median of 1.95)
GF Value™: 円132.89 vs. price of 円132.00 (0.7% below fair value)
Industry Position: 33.1% above the Diversified Financial Services median (#344 of 464)
No single metric tells the full story. See the TSE:8789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinTech Global Inc is an investment bank with divisions for securities, investment management, and principal finance. The company primarily focuses on three areas of financial services, namely, investment banking, principal investment, and asset management. Further, it provides services, such as management participation, corporate revitalization, venture development and fund-procurement arrangements from both debt and equity perspectives to support the real economy. Geographically it operates through the region of Japan.
69GF Score
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