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TrupanionFRA:TPW -1.85%73 3-1 Month Momentum % is 4.46% as of Aug. 05, 2026. GuruFocus rates FRA:TPW with a GF Score™ of 73/100 and a GF Value™ of €35.09 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 573 Insurance companies, Trupanion ranks worse than 59.69% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-05), Trupanion's 3-1 Month Momentum % is 4.46%.
The industry rank for Trupanion's 3-1 Month Momentum % or its related term are showing as below:
FRA:TPW's 3-1 Month Momentum % is ranked worse than 59.69% of 573
companies
in the Insurance industry
Industry Median: 5.19
vs FRA:TPW: 4.46
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Trupanion 3-1 Month Momentum % Related Terms
FRA:TPW vs BOW, ASIC, UVE: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, Trupanion's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trupanion 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Trupanion's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Trupanion's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trupanion (FRA:TPW) has a 3-1 Month Momentum % of 4.46% as of Aug. 05, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Trupanion and its competitors. According to the industry distribution chart, Trupanion ranks #342 out of 573 companies in the Insurance industry, placing it in the top 59.7%.
Is Trupanion's 3-1 Month Momentum % too high?
Trupanion's current 3-1 Month Momentum % is 4.46%. The Insurance industry median 3-1 Month Momentum % is 5.19. Trupanion's value of 4.46% is 14.1% below this industry median. Based on the distribution chart, Trupanion ranks #342 out of 573 companies in the Insurance industry, which is below the industry midpoint. Overall, Trupanion has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's 3-1 Month Momentum % compare to BOW and ASIC?
According to the Insurance industry distribution chart, Trupanion ranks #342 out of 573 companies for 3-1 Month Momentum %. This places Trupanion in the lower half of its industry. The industry median 3-1 Month Momentum % is 5.19. Trupanion's value of 4.46% is 14.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 5.19, based on 573 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trupanion's current 3-1 Month Momentum % of 4.46% is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Trupanion and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trupanion's current 3-1 Month Momentum % is 4.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (FRA:TPW) is currently considered Significantly Undervalued. The stock's GF Value™ is €35.09, compared to a current price of €21.20 — trading 39.6% below its estimated fair value. The current 3-1 Month Momentum % is 4.46% and 14.1% below the Insurance industry median of 5.19. Trupanion's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Trupanion (FRA:TPW), the current 3-1 Month Momentum % is 4.46% as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trupanion (FRA:TPW) Overvalued in 2026?
Based on GuruFocus' analysis, Trupanion stock appears to be undervalued.
The current stock price of €21.20 is trading 39.6% below its estimated GF Value™ of €35.09.
GuruFocus considers Trupanion to be Significantly Undervalued.
Key valuation signals for FRA:TPW:
3-1 Month Momentum %: 4.46%
GF Value™: €35.09 vs. price of €21.20 (39.6% below fair value)
Industry Position: 14.1% below the Insurance median (#342 of 573)
No single metric tells the full story. See the FRA:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
73GF Score
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