Trupanion (FRA:TPW) Long-Term Debt: €86 Mil (As of Mar. 2026)


FRA:TPW Trupanion Inc FRA:TPW
68 GF Score
Price €23.20
GF Value €35.29
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Trupanion Long-Term Debt?

Trupanion FRA:TPW -2.52% 68 Long-Term Debt is €86 Mil as of Mar. 2026. GuruFocus rates FRA:TPW with a GF Score™ of 68/100 and a GF Value™ of €35.29 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Trupanion's Long-Term Debt for the quarter that ended in Mar. 2026 was €86 Mil.

Trupanion's quarterly Long-Term Debt declined from Sep. 2025 (€97 Mil) to Dec. 2025 (€87 Mil) and declined from Dec. 2025 (€87 Mil) to Mar. 2026 (€86 Mil).

Trupanion's annual Long-Term Debt increased from Dec. 2023 (€117 Mil) to Dec. 2024 (€122 Mil) but then declined from Dec. 2024 (€122 Mil) to Dec. 2025 (€87 Mil).

Trupanion  (FRA:TPW) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Trupanion Long-Term Debt Related Terms

Trupanion Long-Term Debt Historical Data

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The historical data trend for Trupanion's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trupanion Long-Term Debt Chart

Trupanion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 64.53 116.99 121.80 86.92

Trupanion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 117.96 98.07 96.95 86.92 85.93
FRA:TPW
68GF Score
Trupanion Inc FRA:TPW
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €86 Mil mean?
Trupanion (FRA:TPW) has a Long-Term Debt of €86 Mil as of Mar. 2026.
Is Trupanion's Long-Term Debt too high?
Trupanion's current Long-Term Debt is €86 Mil. Overall, Trupanion has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's Long-Term Debt compare to SAFT and ASIC?
Trupanion's Long-Term Debt of €86 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Trupanion's current Long-Term Debt is €86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (FRA:TPW) is currently considered Significantly Undervalued. The stock's GF Value™ is €35.29, compared to a current price of €23.20 — trading 34.3% below its estimated fair value. The current Long-Term Debt is €86 Mil. Trupanion's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Trupanion (FRA:TPW), the current Long-Term Debt is €86 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (FRA:TPW) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of €23.20 is trading 34.3% below its estimated GF Value™ of €35.29. GuruFocus considers Trupanion to be Significantly Undervalued.

Key valuation signals for FRA:TPW:

  • Long-Term Debt: €86 Mil
  • GF Value™: €35.29 vs. price of €23.20 (34.3% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the FRA:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trupanion Business Description

Other Exchanges TRUP:USA0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.20
Price
€35.29
GF Value