Trupanion (FRA:TPW) 10-Year Share Buyback Ratio: -4.70% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:TPW Trupanion Inc FRA:TPW
71 GF Score
Price €23.80
GF Value €34.65
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Trupanion 10-Year Share Buyback Ratio?

Trupanion FRA:TPW 71 10-Year Share Buyback Ratio is -4.70 as of Jun. 2026. GuruFocus rates FRA:TPW with a GF Score™ of 71/100 and a GF Value™ of €34.65 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 290 Insurance companies, Trupanion ranks worse than 77.24% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Trupanion's current 10-Year Share Buyback Ratio was -4.70%.

FRA:TPW's 10-Year Share Buyback Ratio is ranked worse than
77.24% of 290 companies
in the Insurance industry
Industry Median: -0.5 vs FRA:TPW: -4.70

Trupanion (FRA:TPW) 10-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Trupanion 10-Year Share Buyback Ratio Related Terms


FRA:TPW vs ASIC, HGTY, UFCS: 10-Year Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, Trupanion's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion 10-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's 10-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's 10-Year Share Buyback Ratio falls into.


FRA:TPW
71GF Score
Trupanion Inc FRA:TPW
10-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trupanion 10-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 10-Year Share Buyback Ratio of -4.70 mean?
Trupanion (FRA:TPW) has a 10-Year Share Buyback Ratio of -4.70 as of Jun. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Trupanion and its competitors. According to the industry distribution chart, Trupanion ranks #224 out of 290 companies in the Insurance industry, placing it in the top 77.2%.
Is Trupanion's 10-Year Share Buyback Ratio too high?
Trupanion's current 10-Year Share Buyback Ratio is -4.70. Based on the distribution chart, Trupanion ranks #224 out of 290 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Trupanion has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's 10-Year Share Buyback Ratio compare to ASIC and HGTY?
According to the Insurance industry distribution chart, Trupanion ranks #224 out of 290 companies for 10-Year Share Buyback Ratio. This places Trupanion in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for an Insurance company?
A good 10-Year Share Buyback Ratio depends on the Insurance industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Trupanion and its competitors. Trupanion's current 10-Year Share Buyback Ratio is -4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (FRA:TPW) is currently considered Significantly Undervalued. The stock's GF Value™ is €34.65, compared to a current price of €23.80 — trading 31.3% below its estimated fair value. The current 10-Year Share Buyback Ratio is -4.70. Trupanion's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For Trupanion (FRA:TPW), the current 10-Year Share Buyback Ratio is -4.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (FRA:TPW) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of €23.80 is trading 31.3% below its estimated GF Value™ of €34.65. GuruFocus considers Trupanion to be Significantly Undervalued.

Key valuation signals for FRA:TPW:

  • 10-Year Share Buyback Ratio: -4.70
  • GF Value™: €34.65 vs. price of €23.80 (31.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the FRA:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trupanion Business Description

Other Exchanges TRUP:USA0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
71GF Score

Get the complete analysis for FRA:TPW

10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.80
Price
€34.65
GF Value