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This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Trupanion's Enterprise Value for the quarter that ended in Mar. 2026 was €721 Mil.
Trupanion's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €36 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trupanion EV-to-EBIT Related Terms
Trupanion EV-to-EBIT Historical Data
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The historical data trend for Trupanion's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Trupanion's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trupanion EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Trupanion's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Trupanion's EV-to-EBIT falls into.
Trupanion's current Enterprise Value is €737 Mil.
Trupanion's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €36 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trupanion (FRA:TPW) has a EV-to-EBIT of 20.50 as of Jul. 29, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Trupanion and its competitors. According to the industry distribution chart, Trupanion ranks #296 out of 345 companies in the Insurance industry, placing it in the top 85.8%.
Is Trupanion's EV-to-EBIT too high?
Trupanion's current EV-to-EBIT is 20.50. The Insurance industry median EV-to-EBIT is 8.74. Trupanion's value of 20.50 is 134.6% above this industry median. Based on the distribution chart, Trupanion ranks #296 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Trupanion has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's EV-to-EBIT compare to BOW and ASIC?
According to the Insurance industry distribution chart, Trupanion ranks #296 out of 345 companies for EV-to-EBIT. This places Trupanion in the lower half of its industry. The industry median EV-to-EBIT is 8.74. Trupanion's value of 20.50 is 134.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.74, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trupanion's current EV-to-EBIT of 20.50 is 134.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Trupanion and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trupanion's current EV-to-EBIT is 20.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (FRA:TPW) is currently considered Significantly Undervalued. The stock's GF Value™ is €35.18, compared to a current price of €22.20 — trading 36.9% below its estimated fair value. The current EV-to-EBIT is 20.50 and 134.6% above the Insurance industry median of 8.74. Trupanion's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Trupanion (FRA:TPW), the current EV-to-EBIT is 20.50 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trupanion (FRA:TPW) Overvalued in 2026?
Based on GuruFocus' analysis, Trupanion stock appears to be undervalued.
The current stock price of €22.20 is trading 36.9% below its estimated GF Value™ of €35.18.
GuruFocus considers Trupanion to be Significantly Undervalued.
Key valuation signals for FRA:TPW:
EV-to-EBIT: 20.50
GF Value™: €35.18 vs. price of €22.20 (36.9% below fair value)
Industry Position: 134.6% above the Insurance median (#296 of 345)
No single metric tells the full story. See the FRA:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
73GF Score
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EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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