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TrupanionFRA:TPW -1.49%77 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates FRA:TPW with a GF Score™ of 77/100 and a GF Value™ of €34.72 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 292 Insurance companies, Trupanion ranks worse than 342465.41% on this metric.
During the past 12 months, Trupanion's average EBITDA Per Share Growth Rate was 21.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Trupanion was 73.30% per year. The lowest was -83.50% per year. And the median was 19.95% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Trupanion 3-Year EBITDA Growth Rate Related Terms
FRA:TPW vs BOW, ASIC, UVE: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Trupanion's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trupanion 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Trupanion's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Trupanion's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Trupanion (FRA:TPW) has a 3-Year EBITDA Growth Rate of 0.00% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Trupanion and its competitors. According to the industry distribution chart, Trupanion ranks #999999 out of 292 companies in the Insurance industry.
Is Trupanion's 3-Year EBITDA Growth Rate too high?
Trupanion's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Trupanion ranks #999999 out of 292 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Trupanion has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's 3-Year EBITDA Growth Rate compare to BOW and ASIC?
According to the Insurance industry distribution chart, Trupanion ranks #999999 out of 292 companies for 3-Year EBITDA Growth Rate. This places Trupanion in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.70, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Trupanion and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trupanion's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (FRA:TPW) is currently considered Modestly Undervalued. The stock's GF Value™ is €34.72, compared to a current price of €26.40 — trading 24% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Trupanion's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Trupanion (FRA:TPW), the current 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trupanion (FRA:TPW) Overvalued in 2026?
Based on GuruFocus' analysis, Trupanion stock appears to be undervalued.
The current stock price of €26.40 is trading 24% below its estimated GF Value™ of €34.72.
GuruFocus considers Trupanion to be Modestly Undervalued.
Key valuation signals for FRA:TPW:
3-Year EBITDA Growth Rate: 0.00%
GF Value™: €34.72 vs. price of €26.40 (24% below fair value)
No single metric tells the full story. See the FRA:TPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
77GF Score
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