AAIGF (AIA Group) PE Ratio: 15.68 (As of Jun. 30, 2026) — 24% Below Median


AAIGF AIA Group Ltd AAIGF
61 GF Score
Price $9.25
GF Value $9.25
Valuation Fairly Valued
! 2 Warning Signs
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What is AIA Group PE Ratio?

AIA Group AAIGF +3.82% 61 PE Ratio is 15.68 as of Jun. 30, 2026, which is 24% below its 10-year median of 20.65. GuruFocus rates AAIGF with a GF Score™ of 61/100 and a GF Value™ of $9.25 (Fairly Valued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-30), AIA Group's share price is $9.25. AIA Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.59. Therefore, AIA Group's PE Ratio for today is 15.68.

Good Sign:

AIA Group Ltd stock PE Ratio (=15.42) is close to 1-year low of 14.27.

During the past 13 years, AIA Group's highest PE Ratio was 43.13. The lowest was 10.40. And the median was 20.65.

AIA Group's EPS (Diluted) for the six months ended in Dec. 2025 was $0.35. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.59.

As of today (2026-06-30), AIA Group's share price is $9.25. AIA Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.69. Therefore, AIA Group's PE Ratio without NRI ratio for today is 13.43.

During the past 13 years, AIA Group's highest PE Ratio without NRI was 26.57. The lowest was 0.21. And the median was 19.05.

AIA Group's EPS without NRI for the six months ended in Dec. 2025 was $0.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.69.

During the past 12 months, AIA Group's average EPS without NRI Growth Rate was -1.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 3.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was -46.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.80% per year.

During the past 13 years, AIA Group's highest 3-Year average EPS without NRI Growth Rate was 402.00% per year. The lowest was -77.70% per year. And the median was 7.90% per year.

AIA Group's EPS (Basic) for the six months ended in Dec. 2025 was $0.35. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.59.

Back to Basics: PE Ratio


AIA Group  (OTCPK:AAIGF) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


AIA Group PE Ratio Related Terms


AIA Group PE Ratio Historical Data

* Premium members only.

The historical data trend for AIA Group's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIA Group PE Ratio Chart

AIA Group Annual Data
Trend Nov16 Nov17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.40 39.82 26.41 11.67 17.45

AIA Group Semi-Annual Data
May16 Nov16 May17 Nov17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.41 At Loss 11.67 At Loss 17.45

AAIGF vs AFL, MET, PRU: PE Ratio Comparison

For the Insurance - Life subindustry, AIA Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIA Group PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, AIA Group's PE Ratio distribution charts can be found below:

* The bar in red indicates where AIA Group's PE Ratio falls into.


AAIGF
61GF Score
AIA Group Ltd AAIGF
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AIA Group PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

AIA Group's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=9.25/0.590
=15.68

AIA Group's Share Price of today is $9.25.
For company reported semi-annually, AIA Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.59.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 15.68 mean?
AIA Group (AAIGF) has a PE Ratio of 15.68 as of Jun. 30, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on AIA Group and its competitors. This is 24% below median its historical median of 20.65. Over the past decade, AIA Group's PE Ratio has ranged from 10.40 to 43.13.
Is AIA Group's PE Ratio too high?
AIA Group's current PE Ratio of 15.68 is 24% below median its 10-year median of 20.65. Over the past 10 years, this metric has ranged from a low of 10.40 to a high of 43.13. Overall, AIA Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's PE Ratio compare to AFL and MET?
AIA Group's PE Ratio of 15.68 can be compared against companies in the Insurance industry. Historically, AIA Group's own PE Ratio has ranged from 10.40 to 43.13 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on AIA Group and its competitors. AIA Group's current PE Ratio is 15.68, which is 24% below median its own 10-year median of 20.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.25, compared to a current price of $9.25 — trading right at its estimated fair value. The current PE Ratio is 15.68, which is 24% below median its 10-year median of 20.65. AIA Group's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For AIA Group (AAIGF), the current PE Ratio is 15.68 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIA Group (AAIGF) Overvalued in 2026?

Based on GuruFocus' analysis, AIA Group stock appears to be undervalued. The current stock price of $9.25 is trading 0% below its estimated GF Value™ of $9.25. GuruFocus considers AIA Group to be Fairly Valued.

Key valuation signals for AAIGF:

  • PE Ratio: 15.68 (24% below median its 10-year median of 20.65)
  • GF Value™: $9.25 vs. price of $9.25 (0% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIA Group Business Description

Address No. 1 Connaught Road Central, 35th Floor, AIA Central, Hong Kong, HKG
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
61GF Score

Get the complete analysis for AAIGF

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.25
Price
$9.25
GF Value