WSBK (Winchester Bancorp) PE Ratio: 51.28 (As of Jul. 03, 2026) — 37% Below Median


WSBK Winchester Bancorp Inc WSBK
8 GF Score
Price $13.18
! 3 Warning Signs
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What is Winchester Bancorp PE Ratio?

Winchester Bancorp WSBK +0.63% 8 PE Ratio is 51.28 as of Jul. 03, 2026, which is 37% below its 10-year median of 81.51. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-03), Winchester Bancorp's share price is $13.18. Winchester Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.26. Therefore, Winchester Bancorp's PE Ratio for today is 51.28.

Good Sign:

Winchester Bancorp Inc stock PE Ratio (=51.28) is close to 2-year low of 49.34.

During the past 3 years, Winchester Bancorp's highest PE Ratio was 628.00. The lowest was 49.34. And the median was 81.51.

Winchester Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $0.13. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.26.

As of today (2026-07-03), Winchester Bancorp's share price is $13.18. Winchester Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.26. Therefore, Winchester Bancorp's PE Ratio without NRI ratio for today is 51.28.

During the past 3 years, Winchester Bancorp's highest PE Ratio without NRI was 628.00. The lowest was 49.34. And the median was 81.51.

Winchester Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.13. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.26.

During the past 12 months, Winchester Bancorp's average EPS without NRI Growth Rate was 1613.30% per year.

Winchester Bancorp's EPS (Basic) for the three months ended in Mar. 2026 was $0.13. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.26.

Back to Basics: PE Ratio


Winchester Bancorp  (NAS:WSBK) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Winchester Bancorp PE Ratio Related Terms


Winchester Bancorp PE Ratio Historical Data

* Premium members only.

The historical data trend for Winchester Bancorp's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Winchester Bancorp PE Ratio Chart

Winchester Bancorp Annual Data
Trend Jun23 Jun24 Jun25
PE Ratio
N/A N/A At Loss

Winchester Bancorp Quarterly Data
Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A At Loss 122.44 65.72 49.42

WSBK vs SFDL, JDVB, BSBK: PE Ratio Comparison

For the Banks - Regional subindustry, Winchester Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Winchester Bancorp PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Winchester Bancorp's PE Ratio distribution charts can be found below:

* The bar in red indicates where Winchester Bancorp's PE Ratio falls into.


WSBK
8GF Score
Winchester Bancorp Inc WSBK
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Winchester Bancorp PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Winchester Bancorp's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=13.18/0.257
=51.28

Winchester Bancorp's Share Price of today is $13.18.
Winchester Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.26.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 51.28 mean?
Winchester Bancorp (WSBK) has a PE Ratio of 51.28 as of Jul. 03, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Winchester Bancorp and its competitors. This is 37% below median its historical median of 81.51. Over the past decade, Winchester Bancorp's PE Ratio has ranged from 49.34 to 628.00.
Is Winchester Bancorp's PE Ratio too high?
Winchester Bancorp's current PE Ratio of 51.28 is 37% below median its 10-year median of 81.51. Over the past 10 years, this metric has ranged from a low of 49.34 to a high of 628.00. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's PE Ratio compare to SFDL and JDVB?
Winchester Bancorp's PE Ratio of 51.28 can be compared against companies in the Banks industry. Historically, Winchester Bancorp's own PE Ratio has ranged from 49.34 to 628.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Winchester Bancorp and its competitors. Winchester Bancorp's current PE Ratio is 51.28, which is 37% below median its own 10-year median of 81.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current PE Ratio of 51.28. The current PE Ratio is 51.28, which is 37% below median its 10-year median of 81.51. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current PE Ratio is 51.28 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Winchester Bancorp Business Description

Address 661 Main Street, Winchester, MA, USA, 01890
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
8GF Score

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$13.18
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