Banc of California (FRA:FPB) Pre-Tax Income: €-41.7 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FPB Banc of California Inc FRA:FPB
68 GF Score
Price €15.79
GF Value €14.39
! 4 Warning Signs
View Full Analysis

What is Banc of California Pre-Tax Income?

Banc of California FRA:FPB +0.63% 68 Pre-Tax Income is €-41.7 Mil as of Jun. 2026. GuruFocus rates FRA:FPB with a GF Score™ of 68/100 and a GF Value™ of €14.39. The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Banc of California's pretax income for the three months ended in Jun. 2026 was €-288.3 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €-41.7 Mil. Banc of California's pretax margin was -2,043.54%.

During the past 13 years, Banc of California's highest Pretax Margin was 64.21%. The lowest was -794.35%. And the median was 16.08%.


Banc of California  (FRA:FPB) Pre-Tax Income Explanation

Banc of California's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=-288.32821120598/14.109283159133
=-2,043.54%

During the past 13 years, Banc of California's highest Pretax Margin was 64.21%. The lowest was -794.35%. And the median was 16.08%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banc of California Pre-Tax Income Related Terms


Banc of California Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Banc of California's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banc of California Pre-Tax Income Chart

Banc of California Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69.90 540.04 -2,045.42 155.92 277.41

Banc of California Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.24 79.02 85.73 81.85 -288.33

FRA:FPB vs FBK, BOH, PFS: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Banc of California's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banc of California Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Banc of California's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Banc of California's Pre-Tax Income falls into.


FRA:FPB
68GF Score
Banc of California Inc FRA:FPB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banc of California Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Banc of California's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=+277.40662471394
=277.4

Banc of California's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=+-288.32821120598
=-288.3

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-41.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of €-41.7 Mil mean?
Banc of California (FRA:FPB) has a Pre-Tax Income of €-41.7 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Banc of California and its competitors.
Is Banc of California's Pre-Tax Income too high?
Banc of California's current Pre-Tax Income is €-41.7 Mil. Overall, Banc of California has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Pre-Tax Income compare to FBK and BOH?
Banc of California's Pre-Tax Income of €-41.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Banc of California and its competitors. Banc of California's current Pre-Tax Income is €-41.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Banc of California (FRA:FPB) has a current Pre-Tax Income of €-41.7 Mil. The stock's GF Value™ is €14.39, compared to a current price of €15.79 — trading 9.7% above its estimated fair value. The current Pre-Tax Income is €-41.7 Mil. Banc of California's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current Pre-Tax Income is €-41.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banc of California (FRA:FPB) Overvalued in 2026?

Based on GuruFocus' analysis, Banc of California stock appears to be overvalued. The current stock price of €15.79 is trading 9.7% above its estimated GF Value™ of €14.39.

Key valuation signals for FRA:FPB:

  • Pre-Tax Income: €-41.7 Mil
  • GF Value™: €14.39 vs. price of €15.79 (9.7% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banc of California Business Description

Other Exchanges BANC:USA
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
68GF Score

Get the complete analysis for FRA:FPB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.79
Price
€14.39
GF Value